NWI Loan Guy Blog

Home Loans and Mortgage Refinances in Indiana and Illinois

Scott Swinford is a mortgage loan originator in Indiana & Illinois. A firefighter/paramedic in his past professional life, Scott's goal is to be an advocate and an educator for his valued clients. He lives in Northwest Indiana with his wife, two sons, a Beagle, and a Belgian Malinois.

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3 Advantages of Buying a Newly Built Home Today

August 5, 2025 By Scott

Prices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes. Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

The Truth About Down Payments (It’s Not What You Think)

August 4, 2025 By Scott

Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

The 3 Things You Risk by Pricing Too High

July 31, 2025 By Scott

When selling your house, the price you choose isn’t just a number, it's a strategy.  Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

What Credit Score Do You Really Need To Buy a Home?

July 30, 2025 By Scott

According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed.  Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Home Price Forecasts for the Second Half of 2025

July 29, 2025 By Scott

With all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say. Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

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Hancock Mortgage Partners LLC is an FHA approved lending institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

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Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

NMLS #138422 | State Lic: IL 031.0045475; IN 12677 | Corp NMLS #3117 | Illinois Residential Mortgage Licensee

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Scott Swinford
Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

10971 Four Seasons Pl. - Suite 104-B
Crown Point, IN 46307

Phone: 219-695-0369
Fax: 219-210-4855

scott@nwiloanguy.com

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