NWI Loan Guy Blog

Home Loans and Mortgage Refinances in Indiana and Illinois

Scott Swinford is a mortgage loan originator in Indiana & Illinois. A firefighter/paramedic in his past professional life, Scott's goal is to be an advocate and an educator for his valued clients. He lives in Northwest Indiana with his wife, two sons, a Beagle, and a Belgian Malinois.

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Evaluating Your Wants and Needs as a Homebuyer Matters More Today

July 3, 2023 By Scott

When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. Mortgage rates impact how much it costs to borrow money for your home loan. And, to help offset the higher borrowing costs today, some homebuyers are taking a close look at their wish list … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Key Reasons To Use a Real Estate Agent When You Sell [INFOGRAPHIC]

June 30, 2023 By Scott

Some HighlightsAn agent is a really important part of selling your home because they bring a lot of skill and expertise to the sales process.They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Where Will You Go If You Sell? Newly Built Homes Might Be the Answer.

June 29, 2023 By Scott

Do you want to sell your house, but hesitate because you’re worried you won’t be able to find your next home in today’s market? You're not alone, but there’s some good news that may ease your worries. New home construction is up and is becoming an increasingly significant part of the housing … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Lending Standards Are Not Like They Were Leading Up to the Crash

June 28, 2023 By Scott

You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. One of which is how lending standards are different today. Here’s a look at the data to help prove it. Every month, the Mortgage Bankers Association … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Why Homeownership Wins in the Long Run

June 27, 2023 By Scott

Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to think about the long-term benefits of homeownership … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

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Hancock Mortgage Partners LLC is an FHA approved lending institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

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Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

NMLS #138422 | State Lic: IL 031.0045475; IN 12677 | Corp NMLS #3117 | Illinois Residential Mortgage Licensee

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Scott Swinford
Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

10971 Four Seasons Pl. - Suite 104-B
Crown Point, IN 46307

Phone: 219-695-0369
Fax: 219-210-4855

scott@nwiloanguy.com

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