NWI Loan Guy Blog

Home Loans and Mortgage Refinances in Indiana and Illinois

Scott Swinford is a mortgage loan originator in Indiana & Illinois. A firefighter/paramedic in his past professional life, Scott's goal is to be an advocate and an educator for his valued clients. He lives in Northwest Indiana with his wife, two sons, a Beagle, and a Belgian Malinois.

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What Would a Recession Mean for the Housing Market?

August 16, 2022 By Scott

According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

The U.S. Homeownership Rate Is Growing

August 15, 2022 By Scott

The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the homeownership rate over the last year: That data shows more than half of the U.S. population live in a home they own, … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]

August 12, 2022 By Scott

Some Highlights Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways. First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. That means signs … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

What Does the Rest of the Year Hold for Home Prices?

August 11, 2022 By Scott

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals. Last Year’s Rapid Home Price Growth Wasn’t the … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Is the Shifting Market a Challenge or an Opportunity for Homebuyers?

August 10, 2022 By Scott

If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning offer. But what was once your greatest challenge may now be … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

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Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

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Scott Swinford
Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

10971 Four Seasons Pl. - Suite 104-B
Crown Point, IN 46307

Phone: 219-695-0369
Fax: 219-210-4855

scott@nwiloanguy.com

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