NWI Loan Guy Blog

Home Loans and Mortgage Refinances in Indiana and Illinois

Scott Swinford is a mortgage loan originator in Indiana & Illinois. A firefighter/paramedic in his past professional life, Scott's goal is to be an advocate and an educator for his valued clients. He lives in Northwest Indiana with his wife, two sons, a Beagle, and a Belgian Malinois.

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Why Buying Now May Be Worth It in the Long Run

September 25, 2024 By Scott

Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision.As soon as you buy, you’ll start gaining equity. And … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

The Down Payment Assistance You Didn’t Know About

September 24, 2024 By Scott

Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. And if you’re hoping to buy a home, this is a mission-critical gap to close – fast (see graph below):Here’s what you need to know to make the most of your down payment in today’s … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Is Your House Priced Too High?

September 23, 2024 By Scott

Every seller wants to get their house sold quickly, for as much money as they can, with as few headaches as possible. And chances are, you’re no different.But did you know one of the biggest things that could jeopardize your success is the asking price for your home? Pricing your house correctly is … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Lower Mortgage Rates Boost Your Buying Power

September 20, 2024 By Scott

Some HighlightsMortgage rates are trending down and that’s great news for your bottom line.As rates drop, your monthly payment on your next home does too. Even a small change in mortgage rates can have a big impact on your purchasing power.If you put your search on hold when mortgage rates were … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Falling Mortgage Rates Are Bringing Buyers Back

September 19, 2024 By Scott

If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent.After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

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Hancock Mortgage Partners LLC is an FHA approved lending institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

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Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

NMLS #138422 | State Lic: IL 031.0045475; IN 12677 | Corp NMLS #3117 | Illinois Residential Mortgage Licensee

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Scott Swinford
Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

10971 Four Seasons Pl. - Suite 104-B
Crown Point, IN 46307

Phone: 219-695-0369
Fax: 219-210-4855

scott@nwiloanguy.com

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