NWI Loan Guy Blog

Home Loans and Mortgage Refinances in Indiana and Illinois

Scott Swinford is a mortgage loan originator in Indiana & Illinois. A firefighter/paramedic in his past professional life, Scott's goal is to be an advocate and an educator for his valued clients. He lives in Northwest Indiana with his wife, two sons, a Beagle, and a Belgian Malinois.

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Don’t Let Your Student Loans Delay Your Homeownership Plans

April 8, 2024 By Scott

If you have student loans and want to buy a home, you might have questions about how your debt affects your plans. Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could still qualify for a home loan even with that debt? Here’s a look at … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Top 5 Reasons To Hire an Agent When Buying a Home [INFOGRAPHIC]

April 5, 2024 By Scott

Some HighlightsHiring an agent when buying a home helps you understand the buying process and the local market.They’ll also go over contracts and fine print with you, so you understand what you're agreeing to. Plus, they're good at negotiating, making sure you get the best deal.Expert advice from a … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Boomers Moving Will Be More Like a Gentle Tide Than a Tsunami

April 4, 2024 By Scott

Have you heard the term “Silver Tsunami” getting tossed around recently? If so, here’s what you really need to know. That phrase refers to the idea that a lot of baby boomers are going to move or downsize all at once. And the fear is that a sudden influx of homes for sale would have a big impact on … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Newly Built Homes Could Be a Game Changer This Spring

April 3, 2024 By Scott

Buying a home this spring? You’re probably navigating today’s affordability challenges and dealing with the limited number of homes for sale. But, what if there was a solution that could help with both?If you’re having a hard time finding a home you love, and mortgage rates are putting pressure on … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Why Overpricing Your House Can Cost You

April 2, 2024 By Scott

If you’re trying to sell your house, you may be looking at this spring season as the sweet spot – and you’re not wrong. We’re still in a seller’s market because there are so few homes for sale right now. And historically, this is the time of year when more buyers move, and competition ticks up. … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

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Hancock Mortgage Partners LLC is an FHA approved lending institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

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Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

NMLS #138422 | State Lic: IL 031.0045475; IN 12677 | Corp NMLS #3117 | Illinois Residential Mortgage Licensee

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Scott Swinford
Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

10971 Four Seasons Pl. - Suite 104-B
Crown Point, IN 46307

Phone: 219-695-0369
Fax: 219-210-4855

scott@nwiloanguy.com

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