NWI Loan Guy Blog

Home Loans and Mortgage Refinances in Indiana and Illinois

Scott Swinford is a mortgage loan originator in Indiana & Illinois. A firefighter/paramedic in his past professional life, Scott's goal is to be an advocate and an educator for his valued clients. He lives in Northwest Indiana with his wife, two sons, a Beagle, and a Belgian Malinois.

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What You Really Need To Know About Down Payments

June 17, 2025 By Scott

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Why Most Sellers Hire Real Estate Agents Today

June 16, 2025 By Scott

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk. Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

You May Have Enough Equity To Downsize and Buy Your Next House in Cash

June 13, 2025 By Scott

Have you been holding off on downsizing? If so, you should know your equity could make your move possible. Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Your House Didn’t Sell. Here’s What To Do Now.

June 12, 2025 By Scott

When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal.  Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

Is Inventory Getting Back To Normal?

June 11, 2025 By Scott

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better.  Source: New feed … [Read more...]

Filed Under: Local Info Tagged With: 100% financing

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Hancock Mortgage Partners LLC is an FHA approved lending institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

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Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

NMLS #138422 | State Lic: IL 031.0045475; IN 12677 | Corp NMLS #3117 | Illinois Residential Mortgage Licensee

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Scott Swinford
Hancock Mortgage is a DBA of City First Mortgage Services LLC #3117

10971 Four Seasons Pl. - Suite 104-B
Crown Point, IN 46307

Phone: 219-695-0369
Fax: 219-210-4855

scott@nwiloanguy.com

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