{"id":2104,"date":"2019-02-04T05:00:27","date_gmt":"2019-02-04T11:00:27","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/"},"modified":"2019-02-09T13:40:47","modified_gmt":"2019-02-09T19:40:47","slug":"whose-mortgage-do-you-want-to-pay-yours-or-your-landlords","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/","title":{"rendered":"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?"},"content":{"rendered":"

\"Whose<\/p>\n

There are some people who haven\u2019t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage \u2013 either yours or your landlord\u2019s<\/em>.<\/span><\/p>\n

As Entrepreneur Magazine<\/em>, a premier source for small business explained in their article, \u201c12 Practical Steps to Getting Rich\u201d<\/em>:<\/p>\n

\u201cWhile renting on a temporary basis isn\u2019t terrible, you should most certainly own the roof over your head if you\u2019re serious about your finances. It won\u2019t make you rich overnight, but by renting, you\u2019re paying someone else\u2019s mortgage. In effect, you\u2019re making someone else rich.\u201d<\/em><\/p><\/blockquote>\n

With home prices rising, many renters are concerned about their house-buying power. Mike Fratantoni, Chief Economist <\/em>at MBA<\/em>, explained<\/a><\/u>:<\/p>\n

\u201cThe spring homebuying season is almost upon us, and if rates stay lower, inventory continues to grow, and the job market maintains its strength, we do expect to see a solid spring market.\u201d <\/em><\/p><\/blockquote>\n

As an owner, your mortgage payment is a form of \u2018forced savings,<\/em>\u2019 which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person building that equity.<\/p>\n

As mentioned before, interest rates are still at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home. Freddie Mac\u2019s<\/em> latest report<\/a><\/u> shows that rates across the country were at 4.46% last week.<\/p>\n

Bottom Line<\/strong><\/h3>\n

Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now may be the time to buy.<\/p>\n

Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"

There are some people who haven\u2019t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage \u2013 either yours or your landlord\u2019s. As Entrepreneur Magazine, a premier source for small business explained in their […]<\/p>\n","protected":false},"author":1,"featured_media":2105,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[62],"tags":[56,71,43],"class_list":{"0":"post-2104","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-home-ownership","8":"tag-home-buying","9":"tag-home-buying-team","10":"tag-home-purchase","11":"entry"},"yoast_head":"\nWhose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?—NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?—NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"There are some people who haven\u2019t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage \u2013 either yours or your landlord\u2019s. As Entrepreneur Magazine, a premier source for small business explained in their […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/\" \/>\n<meta property=\"og:site_name\" content=\"NWI Loan Guy Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-04T11:00:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-02-09T19:40:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2019\/02\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"410\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Scott\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Scott\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/\"},\"author\":{\"name\":\"Scott\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"headline\":\"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?\",\"datePublished\":\"2019-02-04T11:00:27+00:00\",\"dateModified\":\"2019-02-09T19:40:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/\"},\"wordCount\":296,\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1\",\"keywords\":[\"home buying\",\"home buying team\",\"home purchase\"],\"articleSection\":[\"Home Ownership\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/\",\"name\":\"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?—NWI Loan Guy Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1\",\"datePublished\":\"2019-02-04T11:00:27+00:00\",\"dateModified\":\"2019-02-09T19:40:47+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1\",\"width\":750,\"height\":410},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\",\"name\":\"NWI Loan Guy Blog\",\"description\":\"Home Loans and Mortgage Refinances in Indiana and Illinois\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\",\"name\":\"Scott\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"caption\":\"Scott\"},\"sameAs\":[\"http:\\\/\\\/www.nwiloanguy.com\",\"https:\\\/\\\/www.facebook.com\\\/NWIHomeLoans\",\"https:\\\/\\\/x.com\\\/loan_guy\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?—NWI Loan Guy Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/","og_locale":"en_US","og_type":"article","og_title":"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?—NWI Loan Guy Blog","og_description":"There are some people who haven\u2019t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage \u2013 either yours or your landlord\u2019s. As Entrepreneur Magazine, a premier source for small business explained in their […]","og_url":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/","og_site_name":"NWI Loan Guy Blog","article_publisher":"https:\/\/www.facebook.com\/NWIHomeLoans","article_author":"https:\/\/www.facebook.com\/NWIHomeLoans","article_published_time":"2019-02-04T11:00:27+00:00","article_modified_time":"2019-02-09T19:40:47+00:00","og_image":[{"width":750,"height":410,"url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2019\/02\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1","type":"image\/jpeg"}],"author":"Scott","twitter_misc":{"Written by":"Scott","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/#article","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/"},"author":{"name":"Scott","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"headline":"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?","datePublished":"2019-02-04T11:00:27+00:00","dateModified":"2019-02-09T19:40:47+00:00","mainEntityOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/"},"wordCount":296,"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2019\/02\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1","keywords":["home buying","home buying team","home purchase"],"articleSection":["Home Ownership"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/","url":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/","name":"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?—NWI Loan Guy Blog","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/#primaryimage"},"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2019\/02\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1","datePublished":"2019-02-04T11:00:27+00:00","dateModified":"2019-02-09T19:40:47+00:00","author":{"@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"breadcrumb":{"@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/#primaryimage","url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2019\/02\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1","contentUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2019\/02\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1","width":750,"height":410},{"@type":"BreadcrumbList","@id":"https:\/\/nwiloanguy.com\/blog\/whose-mortgage-do-you-want-to-pay-yours-or-your-landlords\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nwiloanguy.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Whose Mortgage Do You Want to Pay? Yours or Your Landlord\u2019s?"}]},{"@type":"WebSite","@id":"https:\/\/nwiloanguy.com\/blog\/#website","url":"https:\/\/nwiloanguy.com\/blog\/","name":"NWI Loan Guy Blog","description":"Home Loans and Mortgage Refinances in Indiana and Illinois","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nwiloanguy.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e","name":"Scott","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","caption":"Scott"},"sameAs":["http:\/\/www.nwiloanguy.com","https:\/\/www.facebook.com\/NWIHomeLoans","https:\/\/x.com\/loan_guy"]}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2019\/02\/20190204-Share-KCM.jpg?fit=750%2C410&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p65HxI-xW","jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/2104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/comments?post=2104"}],"version-history":[{"count":1,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/2104\/revisions"}],"predecessor-version":[{"id":2118,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/2104\/revisions\/2118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media\/2105"}],"wp:attachment":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media?parent=2104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/categories?post=2104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/tags?post=2104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}