{"id":2145,"date":"2019-02-26T05:00:21","date_gmt":"2019-02-26T11:00:21","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/what-are-the-benefits-of-becoming-a-homeowner\/"},"modified":"2023-05-30T09:48:41","modified_gmt":"2023-05-30T14:48:41","slug":"what-are-the-benefits-of-becoming-a-homeowner","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/what-are-the-benefits-of-becoming-a-homeowner\/","title":{"rendered":"What are the Benefits of Becoming a Homeowner?"},"content":{"rendered":"

\"What<\/p>\n

Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions\u2026and the list goes on. For 64.4 percent<\/a> of households in the United States, this list includes the day they became a homeowner for the first time!<\/span><\/p>\n

Why is this date important? Homeownership is not just a roof over your head! It represents shelter, stability, wealth, and pride! For decades, homeownership has been an important part of the American Dream!<\/p>\n

However, many question if the next generations see the same benefits of homeownership as their predecessors.<\/p>\n

In case we have forgotten, some of those benefits are:<\/strong><\/h4>\n

Non-Financial Benefits<\/strong><\/h4>\n
    \n
  1. Educational Achievement<\/strong>: Homeownership has a positive impact on academic achievement, including reading and math performance in children 3-12 years old.<\/li>\n
  2. Civic Participation:<\/strong> \u201cOwning a home means owning a part of the neighborhood.<\/em>\u201d Homeowners have a stronger connection to their neighborhood and are more committed to volunteer.<\/li>\n
  3. Health Benefits:<\/strong> Adjusting for a range of demographic, socioeconomic and housing-related characteristics, homeowners have a substantial health advantage over renters.<\/li>\n
  4. Public Assistance:<\/strong> The report shows 47% of homeowners use their home equity credit lines to help pay other debts, diminishing their need for public assistance.<\/li>\n
  5. Property Maintenance and Improvement:<\/strong> A well-maintained home not only generates benefits through consumption and safety, but a high-quality structure also raises mental health.<\/li>\n
  6. Pride of Ownership:<\/strong> This place is uniquely \u201cyours.\u201d You can customize it according to your likes and personality.<\/li>\n<\/ol>\n

    In addition to financial benefits, homeownership also brings significant social benefits. These not only pertain to the family, but extend to the communities, the state, and the country!<\/p>\n

    Financial Benefits<\/strong><\/h4>\n

    Buying a home is an investment in your future!<\/p>\n

      \n
    1. Appreciation:<\/strong> On average, home prices are appreciating annually at a rate of 3.6%. This helps to create a safety net.<\/li>\n
    2. Forced Savings:<\/strong> Your mortgage is like a forced savings plan! With each payment, you are reducing the principal of your loan.<\/li>\n
    3. Home Equity:<\/strong> Homeownership builds equity every single month. You can later use that equity to start a business, send your children to college, etc.<\/li>\n
    4. Net Worth:<\/strong> A homeowners\u2019 net worth is 44x greater than renters! This gives you the financial freedom to invest.<\/li>\n
    5. Stability:<\/strong> Rent prices increase 4% annually! A fixed mortgage payment allows you to save for future projects and guard against inflation.<\/li>\n
    6. Tax Benefits:<\/strong> The government has created tax benefits to encourage customers to purchase. (Talk to your CPA to see which benefits apply to you<\/em>).<\/li>\n<\/ol>\n

      Bottom Line<\/strong><\/h3>\n

      Homeownership is and will always be part of the American Dream! There are many financial and non-financial benefits to take advantage of when owning a home. If owning a home is part of your dream, let\u2019s get together to help you with the process!<\/p>\n

      Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"

      Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions\u2026and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the first time! Why is this date important? Homeownership is not just a roof over your head! It […]<\/p>\n","protected":false},"author":1,"featured_media":2146,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-2145","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"\nWhat are the Benefits of Becoming a Homeowner?—NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/what-are-the-benefits-of-becoming-a-homeowner\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are the Benefits of Becoming a Homeowner?—NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"Every family has a list of important dates. 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