{"id":3179,"date":"2020-09-24T05:00:41","date_gmt":"2020-09-24T10:00:41","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/home-equity-give-sellers-options-in-todays-market\/"},"modified":"2020-09-24T05:00:41","modified_gmt":"2020-09-24T10:00:41","slug":"home-equity-give-sellers-options-in-todays-market","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/home-equity-give-sellers-options-in-todays-market\/","title":{"rendered":"Home Equity Give Sellers Options in Today\u2019s Market"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2020\/09\/23114726\/20200924-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Home Equity Give Sellers Options in Today\u2019s Market | Simplifying The Market\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>Homeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of forced savings that can work to your advantage as the value of your home appreciates. Across the country, home equity was increasing before the health crisis swept our nation, and it continues to grow throughout the year, giving sellers powerful options in this market.<span id=\"more-43069\"><\/span><\/p>\n<p>According to the just-released Q2 <a href=\"https:\/\/www.corelogic.com\/insights-download\/homeowner-equity-report.aspx\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Homeowner Equity Insights Report<\/a> by <em>CoreLogic<\/em>:<\/p>\n<blockquote>\n<p><em>\u201cU.S. homeowners with mortgages (roughly 63% of all properties) have seen their equity increase by a total of nearly $620 billion since the second quarter of 2019, <strong>an increase of 6.6%, year over year<\/strong>.\u201d<\/em><em>\u00a0<\/em><\/p>\n<\/blockquote>\n<p>Dr. Frank Nothaft, <em>Chief Economist<\/em> for <em>CoreLogic,<\/em> attributes much of the equity growth to rising home prices:<\/p>\n<blockquote>\n<p><em>&#8220;The CoreLogic Home Price Index registered a 4.3% annual rise in prices through June, which <strong>supported an increase in home equity<\/strong>.\u201d<\/em><\/p>\n<\/blockquote>\n<p>As the map below shows, <em>CoreLogic<\/em> also indicates that home equity is increasing in every state:<\/p>\n<blockquote>\n<p><em>\u201cIn the second quarter of 2020, the average homeowner <strong>gained approximately $9,800 in equity<\/strong> during the past year.\u201d<\/em><\/p>\n<\/blockquote>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2020\/09\/23114728\/20200924-MEM-Eng-1.jpg?ssl=1\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-43071\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2020\/09\/23114728\/20200924-MEM-Eng-1.jpg?resize=650%2C488&#038;ssl=1\" alt=\"Home Equity Give Sellers Options in Today\u2019s Market | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<h4><strong>What Does This Mean for Sellers?<\/strong><strong>\u00a0<\/strong><\/h4>\n<p>When equity is rising, as it is today, you may have more invested in your home than you realize. Mark Fleming, <em>Chief Economist<\/em> at <em>First American,<\/em> <a href=\"https:\/\/blog.firstam.com\/economics\/housing-market-potential-reaches-highest-level-since-2007\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">notes<\/a>:<\/p>\n<blockquote>\n<p><em>\u201cAs homeowners gain equity in their homes, they are more likely to consider using that <strong>equity to purchase a larger or more attractive home<\/strong> \u2013 the wealth effect of rising equity. In today\u2019s housing market, fast rising demand against the limited supply of homes for sale has resulted in continued house price appreciation.\u201d<\/em><\/p>\n<\/blockquote>\n<p>If you\u2019ve been considering making a move \u2013 whether that\u2019s to get into a bigger home or to downsize to a smaller one \u2013 it\u2019s a great time to reach out to a real estate professional to learn how to put your equity to work for you. You may be in a position to pay that equity forward toward your next home purchase and afford it sooner rather than later.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>If you\u2019re thinking of selling, let\u2019s connect so you can take advantage of what the current market has to offer today.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of forced savings that can work to your advantage as the value of your home appreciates. Across the country, home equity was increasing before the health crisis swept our nation, and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3180,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3179","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Equity Give Sellers Options in Today\u2019s Market&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/home-equity-give-sellers-options-in-todays-market\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Equity Give Sellers Options in Today\u2019s Market&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"Homeownership is one of the best ways to invest in your financial future, especially as your home equity grows. 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