{"id":3275,"date":"2020-11-18T05:00:47","date_gmt":"2020-11-18T11:00:47","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/"},"modified":"2023-05-30T09:49:36","modified_gmt":"2023-05-30T14:49:36","slug":"chances-of-another-foreclosure-crisis-about-zero-percent","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/","title":{"rendered":"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2020\/11\/16164840\/20201118-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there\u2019s one major difference this time: <strong>a robust forbearance program<\/strong>.<span id=\"more-43374\"><\/span><\/p>\n<p>During the housing crash of 2006-2008, many felt homeowners should be forced to pay their mortgages despite the economic hardships they were experiencing. There was no empathy for the challenges those households were facing. In a 2009 <em>Wall Street Journal<\/em> article titled Is Walking Away From Your Mortgage Immoral?,\u00a0John Courson, <em>Chief Executive<\/em> of the <em>Mortgage Bankers Association<\/em>, was asked to comment on those not paying their mortgage. He famously said:<\/p>\n<blockquote>\n<p><em>\u201cWhat about the message they will send to their family and their kids?\u201d<\/em><\/p>\n<\/blockquote>\n<p>Courson suggested that people unable to pay their mortgage were bad parents.<\/p>\n<p>What resulted from that lack of empathy? Foreclosures mounted.<\/p>\n<p>This time is different. There was an immediate understanding that homeowners were faced with a challenge not of their own making. The government quickly jumped in with a mortgage forbearance program that relieved the financial burden placed on many households. The program allowed many borrowers to suspend their monthly mortgage payments until their economic condition improved. It was the right thing to do.<\/p>\n<h4><strong>What happens when forbearance programs expire? <\/strong><\/h4>\n<p>Some analysts are concerned many homeowners will not be able to make up the back payments once their forbearance plans expire. They\u2019re concerned the situation will lead to an onslaught of foreclosures.<\/p>\n<p>The banks and the government learned from the challenges the country experienced during the housing crash. They don\u2019t want a surge of foreclosures again. For that reason, they\u2019ve put in place <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/10\/21\/why-todays-options-will-save-homeowners-from-foreclosure\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">alternative ways<\/a> homeowners can pay back the money owed over an extended period of time.<\/p>\n<p>Another major difference is that, unlike 2006-2008, today\u2019s homeowners are sitting on a record amount of <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/10\/02\/rising-home-equity-can-power-your-next-move-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">equity<\/a>. That equity will enable them to sell their houses and walk away with cash instead of going through foreclosure.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>The differences mentioned above will be the reason we\u2019ll avert a surge of foreclosures. As Ivy Zelman, a highly respected thought leader for housing and <em>CEO<\/em> of <em>Zelman &amp; Associates<\/em>, said:<\/p>\n<blockquote>\n<p><em>\u201cThe likelihood of us having a foreclosure crisis again is about zero percent.\u201d<\/em><\/p>\n<\/blockquote>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there\u2019s one major difference this time: a robust forbearance program. During the housing crash of 2006-2008, many felt homeowners should be forced [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3276,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3275","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there\u2019s one major difference this time: a robust forbearance program. During the housing crash of 2006-2008, many felt homeowners should be forced [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/\" \/>\n<meta property=\"og:site_name\" content=\"NWI Loan Guy Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-18T11:00:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-30T14:49:36+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/nwiloanguy.com\/blog\/wp-content\/uploads\/2020\/11\/20201118-KCM-Share-549x300-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"549\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Scott\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Scott\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/\"},\"author\":{\"name\":\"Scott\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"headline\":\"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d\",\"datePublished\":\"2020-11-18T11:00:47+00:00\",\"dateModified\":\"2023-05-30T14:49:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/\"},\"wordCount\":392,\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"keywords\":[\"100% financing\"],\"articleSection\":[\"Local Info\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/\",\"name\":\"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d&#8212;NWI Loan Guy Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"datePublished\":\"2020-11-18T11:00:47+00:00\",\"dateModified\":\"2023-05-30T14:49:36+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"width\":549,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/chances-of-another-foreclosure-crisis-about-zero-percent\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\",\"name\":\"NWI Loan Guy Blog\",\"description\":\"Home Loans and Mortgage Refinances in Indiana and Illinois\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\",\"name\":\"Scott\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"caption\":\"Scott\"},\"sameAs\":[\"http:\\\/\\\/www.nwiloanguy.com\",\"https:\\\/\\\/www.facebook.com\\\/NWIHomeLoans\",\"https:\\\/\\\/x.com\\\/loan_guy\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d&#8212;NWI Loan Guy Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/","og_locale":"en_US","og_type":"article","og_title":"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d&#8212;NWI Loan Guy Blog","og_description":"There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there\u2019s one major difference this time: a robust forbearance program. During the housing crash of 2006-2008, many felt homeowners should be forced [&hellip;]","og_url":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/","og_site_name":"NWI Loan Guy Blog","article_publisher":"https:\/\/www.facebook.com\/NWIHomeLoans","article_author":"https:\/\/www.facebook.com\/NWIHomeLoans","article_published_time":"2020-11-18T11:00:47+00:00","article_modified_time":"2023-05-30T14:49:36+00:00","og_image":[{"width":549,"height":300,"url":"http:\/\/nwiloanguy.com\/blog\/wp-content\/uploads\/2020\/11\/20201118-KCM-Share-549x300-1.jpg","type":"image\/jpeg"}],"author":"Scott","twitter_misc":{"Written by":"Scott","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/#article","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/"},"author":{"name":"Scott","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"headline":"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d","datePublished":"2020-11-18T11:00:47+00:00","dateModified":"2023-05-30T14:49:36+00:00","mainEntityOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/"},"wordCount":392,"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2020\/11\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","keywords":["100% financing"],"articleSection":["Local Info"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/","url":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/","name":"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d&#8212;NWI Loan Guy Blog","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/#primaryimage"},"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2020\/11\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","datePublished":"2020-11-18T11:00:47+00:00","dateModified":"2023-05-30T14:49:36+00:00","author":{"@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"breadcrumb":{"@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/#primaryimage","url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2020\/11\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","contentUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2020\/11\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","width":549,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/nwiloanguy.com\/blog\/chances-of-another-foreclosure-crisis-about-zero-percent\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nwiloanguy.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Chances of Another Foreclosure Crisis? \u201cAbout Zero Percent.\u201d"}]},{"@type":"WebSite","@id":"https:\/\/nwiloanguy.com\/blog\/#website","url":"https:\/\/nwiloanguy.com\/blog\/","name":"NWI Loan Guy Blog","description":"Home Loans and Mortgage Refinances in Indiana and Illinois","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nwiloanguy.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e","name":"Scott","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","caption":"Scott"},"sameAs":["http:\/\/www.nwiloanguy.com","https:\/\/www.facebook.com\/NWIHomeLoans","https:\/\/x.com\/loan_guy"]}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2020\/11\/20201118-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p65HxI-QP","jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/3275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/comments?post=3275"}],"version-history":[{"count":1,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/3275\/revisions"}],"predecessor-version":[{"id":4867,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/3275\/revisions\/4867"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media\/3276"}],"wp:attachment":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media?parent=3275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/categories?post=3275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/tags?post=3275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}