{"id":3350,"date":"2021-01-05T05:00:28","date_gmt":"2021-01-05T11:00:28","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/why-not-to-wait-until-spring-to-make-a-move\/"},"modified":"2021-01-05T05:00:28","modified_gmt":"2021-01-05T11:00:28","slug":"why-not-to-wait-until-spring-to-make-a-move","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/why-not-to-wait-until-spring-to-make-a-move\/","title":{"rendered":"Why Not to Wait Until Spring to Make a Move"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/01\/04161116\/20210105-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Why Not to Wait Until Spring to Make a Move | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation\u2019s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here\u2019s a dive into some of the biggest wins for homebuyers this season.<span id=\"more-43640\"><\/span><\/p>\n<h4><strong>1. Mortgage Rates Are Historically Low<\/strong><\/h4>\n<p>In 2020, mortgage rates hit all-time lows 16 times. Continued low rates have set buyers up for significant long-term gains. In fact, <em>realtor.com <\/em>notes:<\/p>\n<blockquote>\n<p><em>\u201cGiven this means homes could cost potentially tens of thousands less over the lifetime of the loan.\u201d<\/em><\/p>\n<\/blockquote>\n<p>Essentially, it\u2019s less expensive to borrow money for a home loan today than it has been in <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/12\/22\/the-difference-a-year-makes-for-homeownership\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">years past<\/a>. Although mortgage rates are expected to remain relatively <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/12\/18\/2021-housing-forecast-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">low<\/a> in 2021, even the slightest increase can make a big difference in your payments over the lifetime of a home loan. So, this is a huge opportunity to capitalize on right now before mortgage rates start to rise.<\/p>\n<h4><strong>2. Equity Is Growing<\/strong><\/h4>\n<p>According to <em><a href=\"https:\/\/www.realestateconsulting.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">John Burns Consulting<\/a><\/em>, <strong>58.7% of homes in the U.S. have at least 60% equity<\/strong>, and <strong>42.1% of all homes in this country are mortgage-free<\/strong>, meaning they\u2019re owned free and clear.<\/p>\n<p>In addition, <a href=\"https:\/\/www.corelogic.com\/insights-download\/homeowner-equity-report.aspx\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><em>CoreLogic<\/em><\/a> notes the average <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/12\/17\/homeowner-equity-increases-an-astonishing-1-trillion\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">equity<\/a> homeowners gained since last year is <strong>$17,000<\/strong>. That\u2019s a tremendous amount of forced savings for homeowners, and an opportunity to use this increasing equity to make a move into a home that fits your changing needs this season.<\/p>\n<h4><strong>3. Home Prices Are Appreciating<\/strong><\/h4>\n<p>According to leading experts, home prices are forecasted to continue appreciating. Today, many experts are projecting more <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/12\/09\/are-home-prices-headed-toward-bubble-territory\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">moderate<\/a> home price growth than last year, but still moving in an upward direction through 2021.<\/p>\n<p>Knowing home values are increasing while mortgage rates are so low should help you feel confident that buying a home before prices rise even higher is a strong long-term investment.<\/p>\n<h4><strong>4. There Are Not Enough Homes for Sale<\/strong><\/h4>\n<p>With today\u2019s <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/12\/10\/why-it-makes-sense-to-sell-your-house-this-holiday-season\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">low inventory<\/a> of homes on the market, which is contributing to this home price appreciation, sellers are in the driver\u2019s seat. The competition is high among <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/12\/15\/the-holidays-arent-stopping-homebuyers-this-year\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">buyers<\/a>, so homes are selling quickly.<\/p>\n<p>Making a move while so many buyers are looking for homes to purchase may mean your house rises to the top of the buyer pool. Selling your house before more listings come to the market in the traditionally busy spring market might be your best chance to shine.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>If you\u2019re considering making a move, this may be your moment, especially with today\u2019s low mortgage rates and limited inventory. Let\u2019s connect to get you set up for homebuying success in the new year.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation\u2019s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here\u2019s a dive into some [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3351,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3350","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Not to Wait Until Spring to Make a Move&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/why-not-to-wait-until-spring-to-make-a-move\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Not to Wait Until Spring to Make a Move&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"The housing market recovery coming into the new year has been nothing short of remarkable. 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