{"id":3465,"date":"2021-03-25T05:00:42","date_gmt":"2021-03-25T10:00:42","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/buyer-seller-perks-in-todays-housing-market\/"},"modified":"2021-03-25T05:00:42","modified_gmt":"2021-03-25T10:00:42","slug":"buyer-seller-perks-in-todays-housing-market","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/buyer-seller-perks-in-todays-housing-market\/","title":{"rendered":"Buyer &amp; Seller Perks in Today\u2019s Housing Market"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/03\/23143434\/20210325-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Buyer &amp; Seller Perks in Today\u2019s Housing Market | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>Right now, the housing market is full of outstanding opportunities for both buyers\u00a0<em>and<\/em>\u00a0sellers. Whether you\u2019re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across the country. Here are the top two to keep on the radar this season.<span id=\"more-44076\"><\/span><\/p>\n<h4><strong>The Biggest Perk for Buyers: Low Mortgage Rates<\/strong><\/h4>\n<p><strong>\u00a0<\/strong>Today\u2019s most compelling buyer incentive is low mortgage interest rates. The 30-year fixed-rate is now averaging just over <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/03\/09\/how-upset-should-you-be-about-3-mortgage-rates\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">3%<\/a>. While that\u2019s slightly higher than the record-lows from 2020 and earlier this year, it\u2019s still way lower than historic norms, making purchasing a home an ongoing perk for hopeful buyers <em>(See graph below)<\/em>:<a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/03\/23143438\/20210325-MEM-Eng-1.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-44079\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/03\/23143438\/20210325-MEM-Eng-1.png?resize=650%2C488&#038;ssl=1\" alt=\"Buyer &amp; Seller Perks in Today\u2019s Housing Market | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a>This is a huge advantage for buyers and helps to make owning a home attainable for more households \u2013 and there\u2019s good reason to strive for homeownership. The latest <em>Homeowner Equity Report<\/em> from <em>CoreLogic<\/em> shows how homeowners saw major <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/03\/16\/what-is-the-1-financial-benefit-of-homeownership\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">gains<\/a> in their net worth last year, all thanks to owning a home. Frank Martell, <em>President and CEO <\/em>of <em>CoreLogic<\/em>, <a href=\"https:\/\/www.corelogic.com\/insights-download\/homeowner-equity-report.aspx\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">explains<\/a>:<\/p>\n<blockquote>\n<p><em>\u201c<strong>Positive factors like record-low interest rates and a booming housing market encouraged many families to enter homeownership. <\/strong>This growing bank of personal wealth that homeownership affords was noticed by many but in particular for first-time buyers who want a piece of the cake. As a result, we may see more of those currently renting start to enter the market in the near future.\u201d<\/em><\/p>\n<\/blockquote>\n<p>Low mortgage rates are a plus for buyers right now, but experts <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/02\/23\/the-reason-mortgage-rates-are-projected-to-increase-and-what-it-means-for-you\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">forecast<\/a> we\u2019ll see them continue to rise as the year goes on. If you\u2019re ready to purchase a home, it\u2019s wise to get started on the process soon so you can secure today\u2019s comparatively low rate.<\/p>\n<h4><strong>The Biggest Perk for Sellers: Low Inventory<\/strong><\/h4>\n<p>Today, there are simply not enough\u00a0houses\u00a0on the market for the number of buyers looking to purchase them, and it\u2019s creating a serious <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/02\/26\/its-a-sellers-market-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">sellers\u2019 market<\/a>. According to Danielle Hale, <em>Chief Economist<\/em> at <em>realtor.com<\/em>:<\/p>\n<blockquote>\n<p><em>\u201cTotal active inventory continues to decline, dropping 50 percent. <strong>With buyers active in the market and sellers still slow to put homes up for sale, homes are selling quickly<\/strong> and the total number actively available for sale at any point in time continues to decline.\u201d (See map below):<\/em><\/p>\n<\/blockquote>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/03\/23143436\/20210325-MEM-Eng-2.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-44078\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/03\/23143436\/20210325-MEM-Eng-2.png?resize=650%2C488&#038;ssl=1\" alt=\"Buyer &amp; Seller Perks in Today\u2019s Housing Market | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a>The lack of houses for sale continues to challenge the market, and with low mortgage rates fueling buyer demand, homes are hard for buyers to find today. According to the latest <a href=\"https:\/\/cdn.nar.realtor\/sites\/default\/files\/documents\/2021-02-realtors-confidence-index-03-22-2021.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><em>Realtors Confidence Index Survey<\/em><\/a> by the <em>National Association of Realtors<\/em> (NAR), the average house is now receiving <strong>4.1 offers<\/strong> and is on the market for only <strong>20 days<\/strong>.<\/p>\n<p>Buyers are clearly eager to purchase, and because of the shortage of inventory available, they\u2019re often entering bidding wars<em>. <\/em>This is one of the factors keeping home prices strong and giving sellers <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/02\/24\/how-much-leverage-do-todays-house-sellers-have\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">leverage<\/a> in the negotiation process.<\/p>\n<p>Homeowners who are in a position to sell shouldn\u2019t wait to make their move. There\u2019s a <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/02\/25\/are-there-going-to-be-more-homes-to-buy-this-year\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">light<\/a> at the end of the tunnel for today\u2019s inventory shortage, so listing this spring will get your house on the market when conditions are most favorable. With low inventory and high buyer demand, homeowners can potentially earn a greater <a href=\"https:\/\/www.simplifyingthemarket.com\/2020\/08\/05\/why-homeowners-have-great-selling-power-today\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">profit<\/a>\u00a0on their houses and sell them quickly in the fast-paced spring market.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>Whether you\u2019re thinking about buying or selling a home, there are major perks available in today\u2019s housing market. Let\u2019s connect today to discuss how these favorable conditions play to your advantage in our local area.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Right now, the housing market is full of outstanding opportunities for both buyers\u00a0and\u00a0sellers. Whether you\u2019re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across the country. Here are the top two to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3466,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3465","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Buyer &amp; Seller Perks in Today\u2019s Housing Market&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/buyer-seller-perks-in-todays-housing-market\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buyer &amp; Seller Perks in Today\u2019s Housing Market&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"Right now, the housing market is full of outstanding opportunities for both buyers\u00a0and\u00a0sellers. 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