{"id":3631,"date":"2021-06-21T05:00:51","date_gmt":"2021-06-21T10:00:51","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/5-things-homebuyers-need-to-know-when-making-an-offer\/"},"modified":"2021-06-21T05:00:51","modified_gmt":"2021-06-21T10:00:51","slug":"5-things-homebuyers-need-to-know-when-making-an-offer","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/5-things-homebuyers-need-to-know-when-making-an-offer\/","title":{"rendered":"5 Things Homebuyers Need To Know When Making an Offer"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/06\/11132719\/20210621-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"5 Things Homebuyers Need To Know When Making an Offer | Simplifying the Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>When it comes to buying a house, you\u2019re looking for the perfect place to call home. The problem is, in today\u2019s market there just aren\u2019t that many homes available to purchase. With <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/04\/28\/patience-is-the-key-to-buying-a-home-this-year\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">inventory<\/a> hovering near record lows and sky-high buyer <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/05\/06\/why-waiting-to-buy-a-home-could-cost-you-a-small-fortune\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">demand<\/a>, a multi-offer scenario is the new normal. Here are five things to keep in mind when you\u2019re ready to make an offer.<span id=\"more-44556\"><\/span><\/p>\n<h4><strong>1. Know Your Numbers<\/strong><\/h4>\n<p>Having a complete understanding of your budget and how much house you can <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/05\/26\/buying-a-home-is-still-affordable\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">afford<\/a> is essential. That\u2019s why you should connect with a lender to get <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/05\/07\/the-power-of-mortgage-pre-approval-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">pre-approved<\/a> for a loan early in the homebuying process. Taking this step shows sellers you\u2019re a serious, qualified buyer and can give you a competitive edge in a bidding war.<\/p>\n<h4><strong>2. Brace for a Fast Pace<\/strong><\/h4>\n<p>Today\u2019s market is dynamic and fast-paced. According to the <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/realtors-confidence-index\" target=\"_blank\" rel=\"nofollow noopener\">Realtors Confidence Index<\/a> from the <em>National Association of Realtors <\/em>(NAR), the average home is on the market for just <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/05\/28\/homes-across-the-country-are-selling-fast-infographic-3\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">17 days<\/a> \u2013 that means from start to finish, a house for sale in today\u2019s climate is active for roughly 2.5 weeks. A skilled agent will do everything they can to help you stay on top of every possible opportunity. And, as soon as you find the right home for your needs, that agent will help you draft and submit your best offer as quickly as possible.<\/p>\n<h4><strong>3. Lean on a Real Estate Professional<\/strong><\/h4>\n<p>While homebuying may seem like a whirlwind process to you, local real estate agents do this every day, and we know what works. That expertise can be used to give you a significant leg up on your competition. An agent can help you consider what <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/02\/24\/how-much-leverage-do-todays-house-sellers-have\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">levers<\/a> you can pull that might be enticing to a seller, like:<\/p>\n<ul>\n<li><em>Offering flexible rent-back options to give the seller more time to move out<\/em><\/li>\n<li><em>Your ability to do a quick close or make an offer that\u2019s not contingent on the sale of your current home<\/em><\/li>\n<\/ul>\n<p>It may seem simple, but catering to what a seller may need can help your offer stand out.<\/p>\n<h4><strong>4. Make a Strong, but Fair Offer<\/strong><\/h4>\n<p>Let\u2019s face it \u2013 we all love a good deal. In the past, offering at or near the <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/06\/08\/in-todays-market-listing-prices-are-like-an-auctions-reserve-price\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">asking price<\/a> was enough to make your offer appealing to sellers. In today\u2019s market, that\u2019s often not the case.\u00a0According to <a href=\"https:\/\/www.cnbc.com\/2021\/05\/21\/april-existing-home-sales-drop-marking-three-straight-months-of-declines.html\" target=\"_blank\" rel=\"nofollow noopener\">Lawrence Yun<\/a>, <em>Chief Economist<\/em> at NAR:<\/p>\n<blockquote>\n<p><em>\u201cFor every listing there are 5.1 offers.<strong> Half of the homes are being sold above list price.\u201d<\/strong><\/em><\/p>\n<\/blockquote>\n<p>In such a competitive market, emotions and prices can run high. Use an agent as your trusted advisor to make a strong, but fair offer based on market value, recent sales, and demand.<\/p>\n<h4><strong>5. Be a Flexible Negotiator<\/strong><\/h4>\n<p>If you followed tip #3, you drafted the offer with the seller\u2019s needs in mind. That said, the seller may still counter with their own changes. Be prepared to amend your offer to include flexible move-in dates, a higher price, or minimal contingencies (conditions you set that the seller must meet for the purchase to be finalized). Just remember, there are certain contingencies you don\u2019t want to forego.\u00a0<a href=\"https:\/\/myhome.freddiemac.com\/blog\/homeownership\/20201019_5_rules_for_making_an_offer_on_a_home.page\" target=\"_blank\" rel=\"nofollow noopener\"><em>Freddie Mac<\/em><\/a><em>\u00a0<\/em>explains:<\/p>\n<blockquote>\n<p>\u201c<strong><em>Resist the temptation to waive the inspection contingency<\/em><\/strong><em>, especially in a hot market or if the home is being sold \u2018as-is\u2019, which means the seller won\u2019t pay for repairs. Without an inspection contingency, you could be stuck with a contract on a house you can\u2019t afford to fix.\u201d<\/em><\/p>\n<\/blockquote>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>When it\u2019s time to make an offer, it\u2019s important to consider not just what you need, but what the seller may need too. Let\u2019s connect so you have expert advice on this step in the homebuying process to put your best offer on the table.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to buying a house, you\u2019re looking for the perfect place to call home. The problem is, in today\u2019s market there just aren\u2019t that many homes available to purchase. With inventory hovering near record lows and sky-high buyer demand, a multi-offer scenario is the new normal. Here are five things to keep in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3632,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3631","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Things Homebuyers Need To Know When Making an Offer&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/5-things-homebuyers-need-to-know-when-making-an-offer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Things Homebuyers Need To Know When Making an Offer&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"When it comes to buying a house, you\u2019re looking for the perfect place to call home. 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