{"id":3669,"date":"2021-07-19T05:00:57","date_gmt":"2021-07-19T10:00:57","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/"},"modified":"2021-07-19T05:00:57","modified_gmt":"2021-07-19T10:00:57","slug":"what-you-should-do-before-interest-rates-rise","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/","title":{"rendered":"What You Should Do Before Interest Rates Rise"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/07\/16133526\/20210719-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"What You Should Do Before Interest Rates Rise | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>In today\u2019s real estate market, mortgage interest rates are near record lows. If you\u2019ve been in your current home for several years and haven\u2019t refinanced lately, <strong>there\u2019s a good chance you have a mortgage with an interest rate higher than today\u2019s average. <\/strong>Here are some options you should consider if you want to take advantage of today\u2019s current low rates before they rise.<span id=\"more-44755\"><\/span><\/p>\n<h4><strong>Sell and Move Up (or Downsize)<\/strong><\/h4>\n<p>Many of today\u2019s homeowners are rethinking what they need in a home and redefining what their <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/06\/03\/dreaming-of-a-bigger-home-why-not-buy-it-this-year\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">dream home<\/a> means. For some, continued remote work is bringing about the need for additional space. For others, moving to a lower cost-of-living area or downsizing may be great options. If you\u2019re considering either of these, there may not be a better time to move. Here\u2019s why.<\/p>\n<p>The chart below shows average <a href=\"http:\/\/www.freddiemac.com\/pmms\/\" target=\"_blank\" rel=\"nofollow noopener\">mortgage rates<\/a> by decade compared to where they are today:<a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/07\/16133530\/20210719-MEM-Eng-1.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-44758\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/07\/16133530\/20210719-MEM-Eng-1.png?resize=650%2C488&#038;ssl=1\" alt=\"What You Should Do Before Interest Rates Rise | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><strong>Today\u2019s rates are below 3%, <\/strong>but <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/06\/30\/what-do-experts-see-on-the-horizon-for-the-second-half-of-the-year\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">experts forecast<\/a> rates to rise over the next few years.<\/p>\n<p>If the interest rate on your current mortgage is higher than today\u2019s average, take advantage of this opportunity by making a move and securing a lower rate. <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/04\/21\/planning-to-move-you-can-still-secure-a-low-mortgage-rate-on-your-next-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">Lower rates<\/a> mean you may be able to get more house for your money and still have a lower monthly mortgage payment than you might expect.<\/p>\n<p>Waiting, however, might mean you miss out on this historic opportunity. Below is a chart showing how your monthly payment will change if you buy a home as mortgage rates increase:<a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/07\/16133528\/20210719-MEM-Eng-2.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-44757\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/07\/16133528\/20210719-MEM-Eng-2.png?resize=650%2C488&#038;ssl=1\" alt=\"What You Should Do Before Interest Rates Rise | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<h5><strong>Breaking It All Down:<\/strong><\/h5>\n<p>Using the chart above, let\u2019s look at the breakdown of a $300,000 mortgage:<\/p>\n<ul>\n<li>When mortgage rates rise, <strong>so does the monthly payment <\/strong>you can secure.<\/li>\n<li>Even <strong>the smallest increase in rates can make a difference<\/strong> in your monthly mortgage payment.<\/li>\n<li>As interest rates rise, you\u2019ll need to look at <strong>a lower-priced home<\/strong> to try and keep the same target monthly payment, <strong>meaning you may end up with less home for your money.<\/strong><\/li>\n<\/ul>\n<p>No matter what, whether you\u2019re looking to make a <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/06\/11\/have-your-day-in-the-sun-by-moving-up-this-summer-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">move up<\/a> or <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/04\/13\/some-buyers-prefer-smaller-homes\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">downsize<\/a> to a home that better suits your needs, <strong>now is the time<\/strong>. Even a small change in interest rates can have a big impact on your purchasing power.<\/p>\n<h4><strong>Refinance<\/strong><\/h4>\n<p>If making a move right now still doesn\u2019t feel right for you, consider refinancing. With the current low mortgage rates, refinancing is a great option if you\u2019re looking to <strong>lower your monthly payments and stay in your current home.<\/strong><\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>Take advantage of today\u2019s low rates before they begin to rise. Whether you\u2019re thinking about moving up, downsizing, or refinancing, let\u2019s connect today to discuss which option is best for you.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In today\u2019s real estate market, mortgage interest rates are near record lows. If you\u2019ve been in your current home for several years and haven\u2019t refinanced lately, there\u2019s a good chance you have a mortgage with an interest rate higher than today\u2019s average. Here are some options you should consider if you want to take advantage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3670,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3669","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What You Should Do Before Interest Rates Rise&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What You Should Do Before Interest Rates Rise&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"In today\u2019s real estate market, mortgage interest rates are near record lows. If you\u2019ve been in your current home for several years and haven\u2019t refinanced lately, there\u2019s a good chance you have a mortgage with an interest rate higher than today\u2019s average. Here are some options you should consider if you want to take advantage [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/\" \/>\n<meta property=\"og:site_name\" content=\"NWI Loan Guy Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-19T10:00:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2021\/07\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"549\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Scott\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Scott\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/\"},\"author\":{\"name\":\"Scott\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"headline\":\"What You Should Do Before Interest Rates Rise\",\"datePublished\":\"2021-07-19T10:00:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/\"},\"wordCount\":465,\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"keywords\":[\"100% financing\"],\"articleSection\":[\"Local Info\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/\",\"name\":\"What You Should Do Before Interest Rates Rise&#8212;NWI Loan Guy Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"datePublished\":\"2021-07-19T10:00:57+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1\",\"width\":549,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/what-you-should-do-before-interest-rates-rise\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What You Should Do Before Interest Rates Rise\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\",\"name\":\"NWI Loan Guy Blog\",\"description\":\"Home Loans and Mortgage Refinances in Indiana and Illinois\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\",\"name\":\"Scott\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"caption\":\"Scott\"},\"sameAs\":[\"http:\\\/\\\/www.nwiloanguy.com\",\"https:\\\/\\\/www.facebook.com\\\/NWIHomeLoans\",\"https:\\\/\\\/x.com\\\/loan_guy\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What You Should Do Before Interest Rates Rise&#8212;NWI Loan Guy Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/","og_locale":"en_US","og_type":"article","og_title":"What You Should Do Before Interest Rates Rise&#8212;NWI Loan Guy Blog","og_description":"In today\u2019s real estate market, mortgage interest rates are near record lows. If you\u2019ve been in your current home for several years and haven\u2019t refinanced lately, there\u2019s a good chance you have a mortgage with an interest rate higher than today\u2019s average. Here are some options you should consider if you want to take advantage [&hellip;]","og_url":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/","og_site_name":"NWI Loan Guy Blog","article_publisher":"https:\/\/www.facebook.com\/NWIHomeLoans","article_author":"https:\/\/www.facebook.com\/NWIHomeLoans","article_published_time":"2021-07-19T10:00:57+00:00","og_image":[{"width":549,"height":300,"url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2021\/07\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","type":"image\/jpeg"}],"author":"Scott","twitter_misc":{"Written by":"Scott","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/#article","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/"},"author":{"name":"Scott","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"headline":"What You Should Do Before Interest Rates Rise","datePublished":"2021-07-19T10:00:57+00:00","mainEntityOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/"},"wordCount":465,"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2021\/07\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","keywords":["100% financing"],"articleSection":["Local Info"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/","url":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/","name":"What You Should Do Before Interest Rates Rise&#8212;NWI Loan Guy Blog","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/#primaryimage"},"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2021\/07\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","datePublished":"2021-07-19T10:00:57+00:00","author":{"@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"breadcrumb":{"@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/#primaryimage","url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2021\/07\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","contentUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2021\/07\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","width":549,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/nwiloanguy.com\/blog\/what-you-should-do-before-interest-rates-rise\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nwiloanguy.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What You Should Do Before Interest Rates Rise"}]},{"@type":"WebSite","@id":"https:\/\/nwiloanguy.com\/blog\/#website","url":"https:\/\/nwiloanguy.com\/blog\/","name":"NWI Loan Guy Blog","description":"Home Loans and Mortgage Refinances in Indiana and Illinois","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nwiloanguy.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e","name":"Scott","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","caption":"Scott"},"sameAs":["http:\/\/www.nwiloanguy.com","https:\/\/www.facebook.com\/NWIHomeLoans","https:\/\/x.com\/loan_guy"]}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2021\/07\/20210719-KCM-Share-549x300-1.jpg?fit=549%2C300&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p65HxI-Xb","jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/3669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/comments?post=3669"}],"version-history":[{"count":0,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/3669\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media\/3670"}],"wp:attachment":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media?parent=3669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/categories?post=3669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/tags?post=3669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}