{"id":3715,"date":"2021-08-19T05:00:07","date_gmt":"2021-08-19T10:00:07","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/more-young-people-are-buying-homes\/"},"modified":"2021-08-19T05:00:07","modified_gmt":"2021-08-19T10:00:07","slug":"more-young-people-are-buying-homes","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/more-young-people-are-buying-homes\/","title":{"rendered":"More Young People Are Buying Homes"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/08\/18104737\/20210819-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"More Young People Are Buying Homes | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>There\u2019s a common misconception that younger generations aren\u2019t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief.<span id=\"more-44975\"><\/span><\/p>\n<p>Odeta Kushi, Deputy Chief Economist for <em>First American<\/em>, <a href=\"https:\/\/blog.firstam.com\/economics\/pandemic-accelerated-roaring-20s-of-millennial-homeownership-demand\" target=\"_blank\" rel=\"nofollow noopener\">explains<\/a> why millennials have put off certain milestones linked to homeownership. Those delays led to their homeownership rates trailing slightly behind older generations:<\/p>\n<blockquote>\n<p><em>\u201c<strong>Historically, millennials have delayed the critical lifestyle choices often<\/strong> <strong>linked to buying a first home, <\/strong>including getting married and having children, in order to further their education<strong>. This is clear in cross-generational comparisons of homeownership rates which show millennials lagging their generational predecessors.\u201d<\/strong><\/em><\/p>\n<\/blockquote>\n<p>So, it\u2019s partially true that <strong>some millennials <em>have waited <\/em>on<\/strong> <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/07\/07\/the-truths-young-homebuyers-need-to-hear\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\"><strong>homeownership<\/strong><\/a><strong> to focus on other things in their lives<\/strong> \u2013 and that\u2019s impacting certain housing market trends.<\/p>\n<p>Data from the <a href=\"https:\/\/www.nar.realtor\/newsroom\/pandemic-caused-buyers-to-seek-multi-generational-homes-sellers-to-sell-faster\" target=\"_blank\" rel=\"nofollow noopener\"><em>National Association of Realtors<\/em><\/a> (NAR) indicates <strong>the average age of a first-time homebuyer is higher today than it\u2019s been over the past 40 years<\/strong>. As the graph below shows, homebuyers today are purchasing their first home<strong> an average of<\/strong> <strong>4 years later <\/strong>than people in the 1980s and early 1990s:<a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/08\/18104739\/20210819-MEM-Eng-1.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-44978\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/08\/18104739\/20210819-MEM-Eng-1.png?resize=650%2C488&#038;ssl=1\" alt=\"More Young People Are Buying Homes | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a>But just because millennials are hitting certain milestones later in life <strong>doesn\u2019t mean they\u2019re not interested in becoming homeowners<\/strong>. The recent <a href=\"https:\/\/www.census.gov\/housing\/hvs\/files\/currenthvspress.pdf\" target=\"_blank\" rel=\"nofollow noopener\">U.S. Census<\/a> reveals a significant <strong>increase in <\/strong><a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/02\/11\/47-of-new-buyers-surprised-by-how-affordable-homes-are-today\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\"><strong>homeownership rates<\/strong><\/a><strong> for millennials and other young homebuyers<\/strong>.<a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/08\/18104741\/20210819-MEM-Eng-2.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-44979\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/08\/18104741\/20210819-MEM-Eng-2.png?resize=650%2C488&#038;ssl=1\" alt=\"More Young People Are Buying Homes | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a>As the graph above shows, millennials are entering the market in full force, and their share of the market is growing. Based on the data, <strong>the belief that younger generations don\u2019t want to buy homes is a misconception. <\/strong>In fact, the recent <a href=\"https:\/\/olui2.fs.ml.com\/Publish\/Content\/application\/pdf\/GWMOL\/CMO_4-26-21_Merrill.pdf\" target=\"_blank\" rel=\"nofollow noopener\"><em>Capital Market Outlook<\/em><\/a> report from <em>Merrill-Lynch<\/em> further drives home this point, as it specifically mentions the effect millennials are having on demand:<\/p>\n<blockquote>\n<p><em>\u201cDemand is very strong because the <strong>biggest demographic cohort in history is moving through the household-formation and peak home-buying stages of its life cycle<\/strong>.&#8221;<\/em><\/p>\n<\/blockquote>\n<p>Kushi is following the trend of millennial homeownership and puts it more simply, <a href=\"https:\/\/twitter.com\/odetakushi\/status\/1420030874872074252\" target=\"_blank\" rel=\"nofollow noopener\">saying<\/a>:<\/p>\n<blockquote>\n<p><em>\u201c. . . <strong>it&#8217;s clear that younger households (millennials!) are driving homeownership growth<\/strong>.\u201d<\/em><\/p>\n<\/blockquote>\n<p>As the largest generation, millennials\u2019 impact on the market is growing as more and more people from that generation reach homebuying age \u2013 and Generation Z isn\u2019t far behind, either. That means younger generations will likely continue to <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/07\/15\/diving-deep-into-todays-biggest-buyer-concerns\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">drive demand<\/a> in the housing market for years to come.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>If you&#8217;re a member of a younger generation and interested in purchasing a home, you&#8217;re not <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/06\/25\/homebuyers-hang-in-there-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">alone<\/a>. Many of your peers are on their path to homeownership, too. Let&#8217;s connect today and discuss what you can do to accomplish your <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/08\/02\/key-questions-to-ask-yourself-before-buying-a-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">homebuying goals<\/a>.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s a common misconception that younger generations aren\u2019t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief. Odeta Kushi, Deputy Chief Economist for First American, explains why millennials have put off certain milestones linked to homeownership. Those delays led to their [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3716,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3715","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>More Young People Are Buying Homes&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/more-young-people-are-buying-homes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"More Young People Are Buying Homes&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"There\u2019s a common misconception that younger generations aren\u2019t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief. Odeta Kushi, Deputy Chief Economist for First American, explains why millennials have put off certain milestones linked to homeownership. 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