{"id":3750,"date":"2021-09-02T05:00:08","date_gmt":"2021-09-02T10:00:08","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/5-reasons-todays-housing-market-is-anything-but-normal\/"},"modified":"2023-05-30T09:50:17","modified_gmt":"2023-05-30T14:50:17","slug":"5-reasons-todays-housing-market-is-anything-but-normal","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/5-reasons-todays-housing-market-is-anything-but-normal\/","title":{"rendered":"5 Reasons Today\u2019s Housing Market Is Anything but Normal"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/08\/31105335\/20210902-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"5 Reasons Today&#039;s Housing Market Is Anything but Normal | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>There are many headlines out there that claim we\u2019re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that\u2019s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning.<span id=\"more-45066\"><\/span><\/p>\n<p>Here\u2019s the <a href=\"https:\/\/www.merriam-webster.com\/dictionary\/normal\" target=\"_blank\" rel=\"nofollow noopener\">definition of normal<\/a> from the <em>Merriam-Webster Dictionary<\/em>:<\/p>\n<blockquote>\n<p><em>\u201cconforming to a type, standard, or regular pattern: characterized by that which is considered <strong>usual, typical, or routine.<\/strong>\u201d<\/em><\/p>\n<\/blockquote>\n<p>Using this definition, here are five housing industry metrics that prove we\u2019re nowhere near normal.<\/p>\n<h4><strong>1. Mortgage Rates<\/strong><\/h4>\n<p>If we look at the <a href=\"http:\/\/www.freddiemac.com\/pmms\/\" target=\"_blank\" rel=\"nofollow noopener\">30-year mortgage rate<\/a> chronicled by <em>Freddie Mac<\/em>, we can see the average rates by decade:<\/p>\n<ul>\n<li>1970s: 8.86%<\/li>\n<li>1980s: 12.7%<\/li>\n<li>1990s: 8.12%<\/li>\n<li>2000s: 6.29%<\/li>\n<li>2010s: 4.09%<\/li>\n<\/ul>\n<p>Today, the average mortgage rate stands at 2.87%, which is very close to the historic low.<\/p>\n<h5>Currently, mortgage rates are anything but <strong><em>usual, typical, or routine.<\/em><\/strong><\/h5>\n<h4><strong>2. Home Price Appreciation<\/strong><\/h4>\n<p>According to <em>Black Knight<\/em>, a housing data and analytics company, the average annual appreciation on residential real estate prices since 1995 has been 4.14%.<\/p>\n<p>According to the latest forecast from the <em>National Association of<\/em> <em>Realtors<\/em> (NAR), home price appreciation will hit 14.1% this year, which will be greater than any year since <em>Black Knight<\/em> began collecting this data.<\/p>\n<h5>Currently, home price appreciation is anything but <strong><em>usual, typical, or routine<\/em><\/strong>.<\/h5>\n<h4><strong>3. Months\u2019 Supply of Inventory (Homes for Sale)<\/strong><\/h4>\n<p>According to <a href=\"https:\/\/www.nar.realtor\/blogs\/economists-outlook\/inventory-and-months-supply\" target=\"_blank\" rel=\"nofollow noopener\">NAR<\/a>:<\/p>\n<blockquote>\n<p><em>\u201cMonths\u2019 supply refers to the number of months it would take for the current inventory of homes on the market to sell given the current sales pace. <strong>Historically, six months of supply is associated with moderate price appreciation<\/strong>, and a lower level of months\u2019 supply tends to push prices up more rapidly.\u201d <\/em><\/p>\n<\/blockquote>\n<p>As of the latest <em>Existing Homes Sales Report<\/em> from NAR, the current months\u2019 supply of inventory stands at 2.6. That\u2019s less than half of a normal supply.<\/p>\n<h5>Currently, the supply of homes for sale is anything but <strong><em>usual, typical, or routine<\/em><\/strong>.<\/h5>\n<h4><strong>4. Days It Takes To Sell a Home<\/strong><\/h4>\n<p>The <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/realtors-confidence-index\" target=\"_blank\" rel=\"nofollow noopener\">days-on-market metric<\/a> gives an indication of how hot a market is and how quickly homes are selling. In 2019, prior to the pandemic, the average days on market stood at 35, according to NAR. Today, that number is cut in half and is now at 17 days.<\/p>\n<h5>Currently, the days-on-market metric is anything but <strong><em>usual, typical, or routine<\/em><\/strong>.<\/h5>\n<h4><strong>5. Number of Offers per Listing<\/strong><\/h4>\n<p>According to NAR, the <a href=\"https:\/\/cdn.nar.realtor\/sites\/default\/files\/documents\/2021-07-realtors-confidence-index-08-23-2021.pdf\" target=\"_blank\" rel=\"nofollow noopener\">number of offers per listing<\/a> stood at 2.2 in 2019. Today, that number is double at 4.5.<\/p>\n<h5>Currently, the number of offers per listing is anything but <strong><em>usual, typical, or routine<\/em><\/strong>.<\/h5>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>When\u2026<\/p>\n<ol>\n<li>Mortgage rates are near historic lows<\/li>\n<li>Price appreciation is at historic highs<\/li>\n<li>Housing inventory is less than half of the normal amount<\/li>\n<li>The time it takes to sell a home is cut in half, and<\/li>\n<li>There are twice as many offers on each house<\/li>\n<\/ol>\n<p>\u2026it\u2019s hard to say we\u2019re in a normal market.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are many headlines out there that claim we\u2019re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that\u2019s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3751,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3750","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Reasons Today\u2019s Housing Market Is Anything but Normal&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/5-reasons-todays-housing-market-is-anything-but-normal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Reasons Today\u2019s Housing Market Is Anything but Normal&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"There are many headlines out there that claim we\u2019re reverting to a more normal real estate market. 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