{"id":3872,"date":"2021-12-01T05:00:50","date_gmt":"2021-12-01T11:00:50","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/how-to-think-strategically-as-a-buyer-in-todays-market\/"},"modified":"2021-12-01T05:00:50","modified_gmt":"2021-12-01T11:00:50","slug":"how-to-think-strategically-as-a-buyer-in-todays-market","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/how-to-think-strategically-as-a-buyer-in-todays-market\/","title":{"rendered":"How To Think Strategically as a Buyer in Today\u2019s Market"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2021\/12\/22085937\/20211201-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"How To Think Strategically as a Buyer in Today\u2019s Market | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game.<span id=\"more-45565\"><\/span><\/p>\n<p>The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to ensure your plan is as strong as possible when you begin your home search.<\/p>\n<h4><strong>Pre-Approval: the Best Opening Play To Make as a Homebuyer<\/strong><\/h4>\n<p>It\u2019s important to have a great opening play when you\u2019re buying a home. And the best move you can make when you begin your home search is getting pre-approved by a lender. You\u2019ve probably already heard this is an important step, but what exactly is pre-approval and what benefits does it provide you?<\/p>\n<p>As <a href=\"https:\/\/myhome.freddiemac.com\/buying\/working-with-your-lender.html\" target=\"_blank\" rel=\"nofollow noopener\"><em>Freddie Mac<\/em><\/a> puts it:<\/p>\n<blockquote>\n<p><em>\u201cThe pre-approval letter from your lender tells you the <strong>maximum amount you are qualified to borrow.<\/strong> Getting a pre-approval letter is not a loan guarantee, it simply states how much your lender is willing to lend you. . . .\u201d<\/em><\/p>\n<\/blockquote>\n<p>And while determining how much you can afford at the start of your search is critical, the pre-approval letter also serves another important purpose. <em>Freddie Mac<\/em> also notes:<\/p>\n<blockquote>\n<p><em>\u201cThis pre-approval allows you to look for a home with greater confidence and demonstrates to the seller that you are a serious buyer.\u201d<\/em><\/p>\n<\/blockquote>\n<p>In the game of chess, a strong opening move signals to your opponent that you\u2019re a serious competitor. <strong>As a homebuyer,<\/strong> <strong>your pre-approval letter signals to the seller that you\u2019re a serious, interested buyer.<\/strong><\/p>\n<h4><strong>Homebuying: It\u2019s a Team Game, Not a Single-Player Experience <\/strong><\/h4>\n<p>Every step you take to create your strategy as a buyer is important in <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/10\/14\/what-do-past-years-tell-us-about-todays-real-estate-market\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">today\u2019s market<\/a>. Why? <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/10\/12\/dont-wait-for-a-lower-mortgage-rate-it-could-cost-you\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">Mortgage rates<\/a> are still low, but increasing. <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/10\/19\/what-does-the-future-hold-for-home-prices\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">Prices<\/a> are going up. There\u2019s a limited <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/10\/06\/what-do-supply-and-demand-tell-us-about-todays-housing-market\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">supply<\/a> of homes for sale. <strong>These are just a few key variables in today\u2019s market you need to be prepared for<\/strong>.<\/p>\n<p>That means leaning on expert guidance as you plan every move is more important than ever. Have a team of professionals \u2013 like your trusted real estate agent and a loan officer \u2013 every step of the way to make sure you make the right moves.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>Getting a pre-approval letter isn\u2019t just good strategy, it can be game-changing. It allows you to get a full understanding of what you can afford, and it signals to sellers that you\u2019re serious. Let\u2019s connect today to ensure you\u2019re playing chess and being strategic during the home buying process.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game. The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3873,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-3872","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How To Think Strategically as a Buyer in Today\u2019s Market&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/how-to-think-strategically-as-a-buyer-in-todays-market\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Think Strategically as a Buyer in Today\u2019s Market&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. 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