{"id":4145,"date":"2022-05-03T05:00:34","date_gmt":"2022-05-03T10:00:34","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/things-that-could-help-you-win-a-bidding-war-on-a-home\/"},"modified":"2022-11-16T14:29:49","modified_gmt":"2022-11-16T20:29:49","slug":"things-that-could-help-you-win-a-bidding-war-on-a-home","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/things-that-could-help-you-win-a-bidding-war-on-a-home\/","title":{"rendered":"Things That Could Help You Win a Bidding War on a Home"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/04\/28115925\/20220503-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Things That Could Help You Win a Bidding War on a Home | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>With a limited number of <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/04\/01\/its-still-a-sellers-market-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">homes for sale<\/a> today and so many buyers looking to make a purchase before <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/04\/20\/how-to-approach-rising-mortgage-rates-as-a-buyer\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">mortgage rates<\/a> rise further, <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/03\/10\/how-to-navigate-a-market-where-multiple-offers-is-the-new-normal\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">bidding wars<\/a> are common. According to the <a href=\"https:\/\/cdn.nar.realtor\/sites\/default\/files\/documents\/2022-03-realtors-confidence-index-04-20-2022.pdf\" target=\"_blank\" rel=\"nofollow noopener\">latest report<\/a> from the <em>National Association of Realtors<\/em> (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here\u2019s a look at how that breaks down state-by-state (<em>see map below<\/em>):<span id=\"more-46418\"><\/span><\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/04\/28115926\/20220503-MEM-Eng-1.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-46420\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/04\/28115926\/20220503-MEM-Eng-1.png?resize=650%2C488&#038;ssl=1\" alt=\"Things That Could Help You Win a Bidding War on a Home | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<p>The same report from NAR shows the average buyer made two offers before getting their third offer accepted. In this type of competitive <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/04\/21\/why-this-housing-market-is-not-a-bubble-ready-to-pop\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">housing market<\/a>, it\u2019s important to know what levers you can pull to help you beat the competition. While a real estate professional is your ultimate guide to presenting a strong offer, here are a few things you could consider.<\/p>\n<h4><strong>Offering over Asking Price<\/strong><\/h4>\n<p>When you think of sweetening the deal for sellers, the first thought you likely have is around the price of the home. In today\u2019s housing market, it\u2019s true more homes are selling for over <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/04\/25\/is-it-enough-to-offer-asking-price-in-todays-housing-market\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">asking price<\/a> because there are more buyers than there are homes for sale. You just want to make sure your offer is still within your budget and realistic for the market value in your area \u2013 that\u2019s where a local real estate professional can help you through the process. <em>Bankrate<\/em> <a href=\"https:\/\/www.bankrate.com\/real-estate\/what-is-a-bidding-war\/\" target=\"_blank\" rel=\"nofollow noopener\">says<\/a>:<\/p>\n<blockquote>\n<p><em>\u201c<strong>Simply put, being willing to pay more money than other buyers is one of the best ways to\u00a0get your offer accepted.<\/strong> You may not have to increase it by a lot \u2014 it\u2019ll depend on the area and other factors \u2014 so look to your real estate agent for guidance.\u201d<\/em><\/p>\n<\/blockquote>\n<h4><strong>Putting Down a Bigger Earnest Money Deposit<\/strong><\/h4>\n<p>You could also consider putting down a larger deposit up front. An <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/04\/05\/what-you-need-to-budget-for-when-buying-a-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">earnest money deposit<\/a> is a check you write to go along with your offer. If your offer is accepted, this deposit is credited toward your home purchase. <em>NerdWallet<\/em> <a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/win-a-bidding-war-in-a-hot-market\" target=\"_blank\" rel=\"nofollow noopener\">explains<\/a> how it works:<\/p>\n<blockquote>\n<p><strong>\u201c<\/strong><em>A typical earnest money deposit is 1% to 2% of the home\u2019s purchase price, but the amount varies by location. <strong>A higher earnest money deposit may catch a seller\u2019s attention in a hot housing market.\u201d<\/strong><\/em><\/p>\n<\/blockquote>\n<p>That\u2019s because it shows the seller you\u2019re seriously interested in their house and have already set aside money that you\u2019re ready to put toward the purchase. Talk to a professional to see if this is something you can do in your area.<strong>\u00a0<\/strong><\/p>\n<h4><strong>Making a Higher Down Payment<\/strong><strong>\u00a0<\/strong><\/h4>\n<p>Another option is increasing how much of a <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/01\/03\/how-much-do-you-need-for-your-down-payment\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">down payment<\/a> you\u2019re going to make. The benefit of a <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/09\/22\/is-a-20-down-payment-really-necessary-to-purchase-a-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">higher down payment<\/a> is you won\u2019t have to finance as much. This helps the seller feel like there\u2019s less risk of the deal or the financing falling through. And if other buyers put less down, it could be what helps your offer stand out from the crowd.<\/p>\n<h4><strong>Non-Financial Options To Make a Strong Offer<\/strong><\/h4>\n<p><em>Realtor.com<\/em> points out that while increasing these financial portions of the deal can help, they\u2019re not your only options:<\/p>\n<blockquote>\n<p>\u201c<em>. . . <strong>Price is not the only factor sellers weigh when they look at offers.<\/strong> The buyer\u2019s terms and contingencies are also taken into account, as well as\u00a0pre-approval letters, appraisal requirements, and the closing time the buyer is asking for.\u201d<\/em><\/p>\n<\/blockquote>\n<p>When it\u2019s time to make an offer, partner with a trusted professional. They have insight into what sellers are looking for in your local market and can give you expert advice on what levers you may or may not want to pull when it\u2019s time to write an offer.<\/p>\n<p>From a non-financial perspective, this can include things like flexible move-in dates or minimal contingencies (conditions you set that the seller must meet for the purchase to be finalized). For example, you could make an offer that\u2019s not contingent on the sale of your current home. Just remember, <strong>there are <\/strong><strong>certain contingencies you don\u2019t want to forego<\/strong>, like your <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/01\/28\/why-your-home-inspection-matters-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">home inspection<\/a>. Ultimately, the options you have can vary state-to-state, so it\u2019s best to lean on an expert real estate professional for guidance.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>In today\u2019s hot housing market, you need a partner who can serve as your guide, especially when it comes to making a strong offer. Let\u2019s connect so you have a trusted resource and coach on how to make the strongest offer possible for your specific situation.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here\u2019s a look at how [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4146,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-4145","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Things That Could Help You Win a Bidding War on a Home&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/things-that-could-help-you-win-a-bidding-war-on-a-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Things That Could Help You Win a Bidding War on a Home&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"With a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here\u2019s a look at how [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nwiloanguy.com\/blog\/things-that-could-help-you-win-a-bidding-war-on-a-home\/\" \/>\n<meta property=\"og:site_name\" content=\"NWI Loan Guy Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-03T10:00:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-16T20:29:49+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/nwiloanguy.com\/blog\/wp-content\/uploads\/2022\/05\/20220503-KCM-Share-549x300-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"549\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Scott\" \/>\n<meta name=\"twitter:label1\" 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