{"id":4246,"date":"2022-07-13T05:00:12","date_gmt":"2022-07-13T10:00:12","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/should-i-buy-a-home-right-now\/"},"modified":"2022-07-13T05:00:12","modified_gmt":"2022-07-13T10:00:12","slug":"should-i-buy-a-home-right-now","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/should-i-buy-a-home-right-now\/","title":{"rendered":"Should I Buy a Home Right Now?"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/07\/12140150\/20220713-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Should I Buy a Home Right Now? | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>If you\u2019ve been thinking about <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/28\/a-key-opportunity-for-homebuyers\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">buying a home<\/a>, you likely have one question on the top of your mind: <em>should I buy right now, or should I wait?<\/em> While no one can answer that question for you, here\u2019s some information that could help you make your decision.<span id=\"more-46819\"><\/span><\/p>\n<h4><strong>The Future of Home Price Appreciation<\/strong><\/h4>\n<p>Each quarter, <em>Pulsenomics <\/em><a href=\"https:\/\/pulsenomics.com\/surveys\/#home-price-expectations\" target=\"_blank\" rel=\"nofollow noopener\">surveys<\/a> a national panel of over 100 economists, real estate experts, and investment and market strategists to compile projections for the future of <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/16\/home-price-deceleration-doesnt-mean-home-price-depreciation\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">home price appreciation<\/a>. The output is the <em>Home Price Expectation Survey. <\/em>In the latest release, it forecasts home prices will continue appreciating over the next five years (<em>see graph below<\/em>):<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/07\/12140148\/20220713-MEM-Eng-1.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-46820\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/07\/12140148\/20220713-MEM-Eng-1.png?resize=650%2C488&#038;ssl=1\" alt=\"Should I Buy a Home Right Now? | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<p>As the graph shows, the rate of appreciation will moderate over the next few years as the <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/14\/is-the-housing-market-correcting\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">market shifts<\/a> away from the unsustainable pace it saw during the pandemic. After this year, experts project home price appreciation will continue, but at levels that are more typical for the market.\u00a0As Lawrence Yun, Chief Economist at the <em>National Association of Realtors<\/em> (NAR), <a href=\"https:\/\/www.marketplace.org\/2022\/05\/18\/signs-that-red-hot-housing-market-may-be-cooling-down\/\" target=\"_blank\" rel=\"nofollow noopener\">says<\/a>:<em>\u00a0<\/em><\/p>\n<blockquote>\n<p><em>\u201cPeople should not anticipate another double-digit price appreciation. Those days are over<\/em><em>. . . .<\/em><em> <strong>We may return to more normal price appreciation of 4%, 5% a year<\/strong>.\u201d<\/em><\/p>\n<\/blockquote>\n<p>For you, that ongoing appreciation should give you peace of mind <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/07\/01\/real-estate-consistently-voted-best-investment-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">your investment<\/a> in homeownership is worthwhile because you\u2019re buying an asset that\u2019s projected to grow in value in the years ahead.<\/p>\n<h4><strong>What Does That Mean for You?<\/strong><\/h4>\n<p>To give you an idea of how this could impact your <a href=\"https:\/\/www.simplifyingthemarket.com\/2021\/08\/30\/the-difference-in-net-worth-between-homeowners-and-renters-is-widening\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">net worth<\/a>, here\u2019s how a typical home could grow in value over the next few years using the expert price appreciation projections from the <em>Pulsenomics<\/em> survey mentioned above (<em>see graph below<\/em>):<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/07\/12140152\/20220713-MEM-Eng-2.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-46822\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/07\/12140152\/20220713-MEM-Eng-2.png?resize=650%2C488&#038;ssl=1\" alt=\"Should I Buy a Home Right Now? | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<p>As the graph conveys, even at a more typical pace of appreciation, you still stand to make significant <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/21\/the-average-homeowner-gained-64k-in-equity-over-the-past-year\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">equity gains<\/a> as your home grows in value. That\u2019s what\u2019s at stake if you delay your plans.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>If you\u2019re ready to become a homeowner, know that buying today can set you up for long-term success as your asset\u2019s value (and your own net worth) is projected to grow with the ongoing home price appreciation. Let\u2019s connect to begin your homebuying process today.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait? While no one can answer that question for you, here\u2019s some information that could help you make your decision. The Future of Home Price Appreciation Each quarter, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4247,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-4246","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Should I Buy a Home Right Now?&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/should-i-buy-a-home-right-now\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should I Buy a Home Right Now?&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"If you\u2019ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait? 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