{"id":4333,"date":"2022-09-14T05:00:44","date_gmt":"2022-09-14T10:00:44","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/is-the-real-estate-market-slowing-down-or-is-this-a-housing-bubble\/"},"modified":"2022-09-14T05:00:44","modified_gmt":"2022-09-14T10:00:44","slug":"is-the-real-estate-market-slowing-down-or-is-this-a-housing-bubble","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/is-the-real-estate-market-slowing-down-or-is-this-a-housing-bubble\/","title":{"rendered":"Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/13112418\/20220914-KCM-Share-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Is the Real Estate Market Slowing Down, or Is This a Housing Bubble? | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>The talk of a <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/08\/02\/3-graphs-to-show-this-isnt-a-housing-bubble\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">housing bubble<\/a> in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: <em>are things just slowing down, or is a crash coming?<\/em><span id=\"more-47151\"><\/span><\/p>\n<p>To answer this question, there are two things we want to understand. The first is the reality of the shift in today\u2019s housing market. And the second is what experts are saying about home prices in the coming year.<\/p>\n<h4><strong>The Reality of the Shift in Today\u2019s Housing Market<\/strong><\/h4>\n<p>The reality is we\u2019re seeing an inflection point in housing supply and demand. According to <a href=\"https:\/\/news.move.com\/2022-09-01-Realtor-com-R-August-Housing-Report-Days-on-Market-Grows-for-the-First-Time-in-Over-Two-Years\" target=\"_blank\" rel=\"nofollow noopener\"><em>realtor.com<\/em><\/a>, active listings have increased more than 26% over last year, while showings from the latest <em>ShowingTime<\/em> <a href=\"https:\/\/www.showingtime.com\/blog\/july-2022-showing-index-results\/\" target=\"_blank\" rel=\"nofollow noopener\"><em>Showing Index<\/em><\/a> have decreased almost 17% from last year (<em>see graph below<\/em>). This is an inflection point for housing because, over the past two years, we\u2019ve seen a massive amount of demand (showings) and not enough homes available for sale for the number of people that wanted to buy. That caused the market frenzy.<\/p>\n<p>Today, supply and demand look very different, and the market is slowing down from the pace we\u2019ve seen. This offers proof of the sudden slowdown so many people are feeling.<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/13113904\/20220914-MEM-Eng-1-.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-47155\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/13113904\/20220914-MEM-Eng-1-.png?resize=650%2C488&#038;ssl=1\" alt=\"Is the Real Estate Market Slowing Down, or Is This a Housing Bubble? | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<h4><strong>What Experts Are Saying About Home Prices in the Coming Year<\/strong><\/h4>\n<p>Right now, most experts are forecasting home price appreciation in 2023, but at a much slower pace than the last two years. The average of the six forecasters below is for national <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/08\/30\/whats-actually-happening-with-home-prices-today\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">home prices<\/a> to appreciate by 2.5% in the coming year. Only one of the six is calling for home price depreciation.<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/13112416\/20220914-MEM-Eng-2.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-47152\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/13112416\/20220914-MEM-Eng-2.png?resize=650%2C488&#038;ssl=1\" alt=\"Is the Real Estate Market Slowing Down, or Is This a Housing Bubble? | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<p>When we look at the shift taking place along with what experts are saying, we can conclude the national real estate market is slowing down but is <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/08\/24\/why-todays-housing-inventory-proves-the-market-isnt-headed-for-a-crash\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">not a bubble<\/a> getting ready to burst. This isn\u2019t to say that a few overheated markets won\u2019t experience home price depreciation, but there isn\u2019t a case to be made for a national housing bubble.<\/p>\n<h3><strong>Bottom Line <\/strong><\/h3>\n<p>The real estate market is slowing down, and that\u2019s causing many to fear we\u2019re in a housing bubble. What we\u2019ve experienced in the housing market over the past two years were historic levels of demand and constrained supply. That led to homes going up in value at a record pace. While some overheated markets may experience price depreciation in the short term, according to experts, the national real estate market will appreciate in the coming year.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4334,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-4333","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/is-the-real-estate-market-slowing-down-or-is-this-a-housing-bubble\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nwiloanguy.com\/blog\/is-the-real-estate-market-slowing-down-or-is-this-a-housing-bubble\/\" \/>\n<meta property=\"og:site_name\" content=\"NWI Loan Guy Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-14T10:00:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/13112418\/20220914-KCM-Share-549x300.jpg\" \/>\n<meta name=\"author\" content=\"Scott\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Scott\" \/>\n\t<meta name=\"twitter:label2\" 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