{"id":4577,"date":"2022-12-14T05:00:32","date_gmt":"2022-12-14T11:00:32","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/you-may-have-more-negotiation-power-when-you-buy-a-home-today\/"},"modified":"2024-01-18T20:52:33","modified_gmt":"2024-01-19T02:52:33","slug":"you-may-have-more-negotiation-power-when-you-buy-a-home-today","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/you-may-have-more-negotiation-power-when-you-buy-a-home-today\/","title":{"rendered":"You May Have More Negotiation Power When You Buy a Home Today"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/12\/13093834\/you-may-have-more-negotiation-power-when-you-buy-a-home-today-kcm-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"You May Have More Negotiation Power When You Buy a Home Today | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>Did the frequency and intensity of bidding wars over the past two years make you put your <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/12\/07\/key-advantages-of-buying-a-home-today\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">home search<\/a> on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/11\/23\/what-buyers-need-to-know-about-the-inventory-of-homes-available-for-sale\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">housing supply<\/a> has grown. Those two factors combined mean you may see less competition from other buyers.<span id=\"more-47610\"><\/span><\/p>\n<p>And with less competition comes more <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/11\/01\/3-trends-that-are-good-news-for-todays-homebuyers\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">opportunity<\/a>. Here are two trends that may be the news you need to reenter the market.<\/p>\n<h4><strong>1. The Return of Contingencies<\/strong><\/h4>\n<p>Over the last two years, more buyers were willing to skip important steps in the <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/12\/05\/prioritizing-your-wants-and-needs-as-a-homebuyer-in-todays-market\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">homebuying<\/a> process, like the appraisal or the inspection, in hopes of gaining an advantage in a bidding war.\u00a0 But now, things are different.<\/p>\n<p>The latest <a href=\"https:\/\/cdn.nar.realtor\/sites\/default\/files\/documents\/2022-10-realtors-confidence-index-11-18-2022.pdf\" target=\"_blank\" rel=\"nofollow noopener\">data<\/a> from the <em>National Association of Realtors<\/em> (NAR) shows the percentage of buyers waiving their home inspection or appraisal is down. And a recent article from <em>realtor.com <\/em>points out more sellers are accepting contingencies:<\/p>\n<blockquote>\n<p><em>\u201cA year ago, sellers were calling all the shots and buyers were launching legendary bidding wars, waiving contingencies, and paying for homes in cash. But now, the shoe is on the other foot, and <strong>92% of home sellers are accepting some buyer-friendly terms<\/strong> (frequently related to home inspections, financing, or appraisals), . . .\u201d<\/em><\/p>\n<\/blockquote>\n<p>This doesn\u2019t mean we\u2019re in a buyers\u2019 market now, but it does mean you have a bit more leverage when it comes time to negotiate with a seller. The days of feeling like you may need to waive contingencies or pay drastically over asking price to get your offer considered may be coming to a close.<\/p>\n<h4><strong>2. Sellers Are More Willing To Help with Closing Costs<\/strong><\/h4>\n<p>Before the pandemic, it was a common negotiation tactic for sellers to cover some of the buyer\u2019s <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/10\/31\/taking-the-fear-out-of-saving-for-a-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">closing costs<\/a> to sweeten the deal. This didn\u2019t happen as much during the peak buyer frenzy over the past two years.<\/p>\n<p>Today, data suggests this is making a comeback. A <em>realtor.com <\/em><a href=\"https:\/\/news.move.com\/2022-08-30-Realtor-com-R-Survey-Bargaining-Power-is-Back-92-of-Recent-Sellers-Accepted-Buyer-Friendly-Terms\" target=\"_blank\" rel=\"nofollow noopener\">survey<\/a> shows 32% of sellers paid some or all of their buyer\u2019s closing costs. This may be a negotiation tool you\u2019ll see as you go to purchase a home. Just keep in mind, limits on closing cost credits are set by your lender and can vary by state and loan type. Work closely with your loan advisor to understand how much a seller can contribute to closing costs in your area.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>Despite the extremely competitive housing market of the past several years, today\u2019s data suggests negotiations are starting to come back to the table. To find out how the market is shifting in our area, let\u2019s connect today.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4578,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-4577","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>You May Have More Negotiation Power When You Buy a Home Today&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/you-may-have-more-negotiation-power-when-you-buy-a-home-today\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You May Have More Negotiation Power When You Buy a Home Today&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? 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