{"id":4579,"date":"2022-12-15T05:00:06","date_gmt":"2022-12-15T11:00:06","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/planning-to-retire-it-could-be-time-to-make-a-move\/"},"modified":"2022-12-15T05:00:06","modified_gmt":"2022-12-15T11:00:06","slug":"planning-to-retire-it-could-be-time-to-make-a-move","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/planning-to-retire-it-could-be-time-to-make-a-move\/","title":{"rendered":"Planning to Retire? It Could Be Time To Make a Move."},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/12\/14115510\/planning-to-retire-it-could-be-time-to-make-a-move-KCM-549x300.jpg?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"Planning to Retire? It Could Be Time To Make a Move. | Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear:both;max-width: 100%\" \/><\/p>\n<p>If you\u2019re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/12\/02\/winter-home-selling-checklist-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">selling your house<\/a> and finding a home that more closely <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/12\/05\/prioritizing-your-wants-and-needs-as-a-homebuyer-in-todays-market\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">fits your needs<\/a>.<span id=\"more-47614\"><\/span><\/p>\n<p>Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about when making that decision.<\/p>\n<h4><strong>Consider How Long You\u2019ve Been in Your Home<\/strong><\/h4>\n<p>From 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the <em>National Association of Realtors <\/em>(NAR), that number is <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" target=\"_blank\" rel=\"nofollow noopener\">rising today<\/a>, meaning many homeowners are living in their houses even longer <em>(see graph below)<\/em>:<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/12\/14115511\/homeowners-are-living-in-their-homes-longer-in-recent-years-MEM.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-47616\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/12\/14115511\/homeowners-are-living-in-their-homes-longer-in-recent-years-MEM.png?resize=650%2C488&#038;ssl=1\" alt=\"Planning to Retire? It Could Be Time To Make a Move. | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<p>When you live in a home for a significant period of time, it\u2019s natural for you to experience a number of changes in your life while you\u2019re in that house. As those life changes and milestones happen, your needs may change. And if your current home no longer meets them, you may have better options waiting for you.<\/p>\n<h4><strong>Consider the Equity You\u2019ve Gained<\/strong><\/h4>\n<p>Additionally, if you\u2019ve been in your home for more than a few years, you\u2019ve likely built up <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/11\/29\/3-ways-you-can-use-your-home-equity\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">significant equity<\/a> that can fuel your next move. That\u2019s because the longer you\u2019ve been in your home, the more likely it\u2019s <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/11\/04\/homeownership-wins-over-time-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">grown in value<\/a> due to home price appreciation. <a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/House-Price-Index-(HPI).aspx\" target=\"_blank\" rel=\"nofollow noopener\">Data<\/a> from the <em>Federal Housing Finance Agency<\/em> (FHFA) illustrates that point <em>(see graph below)<\/em>:<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/12\/14121707\/how-home-prices-have-grown-over-time-1-MEM.png?ssl=1\" target=\"_blank\" rel=\"nofollow noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-47620\" src=\"https:\/\/i0.wp.com\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/12\/14121707\/how-home-prices-have-grown-over-time-1-MEM.png?resize=650%2C488&#038;ssl=1\" alt=\"Planning to Retire? It Could Be Time To Make a Move. | Simplifying The Market\" width=\"650\" height=\"488\" \/><\/a><\/p>\n<p>While home price growth varies by state and local area, the national average shows the typical homeowner who\u2019s been in their house for five years saw it increase in value by over 50%. And the average homeowner who\u2019s owned their home for 30 years saw it almost triple in value over that time.<\/p>\n<h4><strong>Consider Your Retirement Goals<\/strong><\/h4>\n<p>Whether you\u2019re looking to downsize, relocate to a dream destination, or move so you live closer to loved ones, that equity can help you achieve your homeownership goals. NAR <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" target=\"_blank\" rel=\"nofollow noopener\">shares<\/a> that for recent home sellers, the primary reason to move was to be closer to loved ones. Plus, retirement played a large role for those moving greater distances.<\/p>\n<p>Whatever your home goals are, a trusted real estate advisor can work with you to find the best option. They\u2019ll help you <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/11\/22\/what-homeowners-want-to-know-about-selling-in-todays-market\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">sell<\/a> your current house and guide you as you <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/10\/17\/the-emotional-and-non-financial-benefits-of-homeownership\/?a=375140-ca8522ad04357da9549c08492a932f70\" target=\"_blank\" rel=\"nofollow noopener\">buy<\/a> the home that\u2019s right for you and your lifestyle today.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>Retirement can bring about major changes in your life, including what you need from your home. Let\u2019s connect to explore your opportunities in our local market.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs. Fortunately, you may be in a better position to make a move than you realize. Here are a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4580,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-4579","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Planning to Retire? 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