{"id":5106,"date":"2023-09-07T05:30:00","date_gmt":"2023-09-07T10:30:00","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/get-ready-for-smaller-more-affordable-homes\/"},"modified":"2024-01-18T20:54:46","modified_gmt":"2024-01-19T02:54:46","slug":"get-ready-for-smaller-more-affordable-homes","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/get-ready-for-smaller-more-affordable-homes\/","title":{"rendered":"Get Ready for Smaller, More Affordable Homes"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/content\/images\/20230905\/20230907-Get-Ready-for-Smaller-More-Affordable-Homes.jpg?w=358&#038;ssl=1\" alt=\"Get Ready for Smaller, More Affordable Homes Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear: both;max-width: 100%\" \/><\/p>\n<p>Have you been trying to <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/08\/02\/how-to-know-if-youre-ready-to-buy-a-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">buy a home<\/a>, but higher <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/08\/03\/how-inflation-affects-mortgage-rates\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">mortgage rates<\/a> and <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/08\/11\/home-prices-are-back-on-the-rise-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">home prices<\/a> are limiting your options? If so, here\u2019s some good news \u2013 based on what Ali Wolf, Chief Economist at <em>Zonda<\/em>, has to say \u2013 smaller, more affordable homes are on the way:<\/p>\n<blockquote><p><em>\u201cBuyers should expect that over the next 12 to 24 months <\/em><strong><em>there will be a notable increase in the number of entry-level homes available<\/em><\/strong><em>.\u201d<\/em><\/p><\/blockquote>\n<p>In some ways, <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/08\/17\/people-want-less-expensive-homes-and-builders-are-responding\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">smaller homes<\/a> are already here. When the pandemic hit, the meaning of home changed. People needed the space their home provided not only as a place to live, but as a place to work, go to school, exercise, and more. Those who had that space were more likely to keep it. And those that didn\u2019t were in a position where they were trying to sell their smaller house to move up to a larger one. That meant the homes coming to the market during the pandemic were smaller than those on the market before the pandemic \u2013 and that trend continues today (<em>see graph below<\/em>):<a href=\"https:\/\/i0.wp.com\/www.simplifyingthemarket.com\/content\/images\/20230905\/20230907-Home-Size-Smaller-than-Pre-Pandemic.png?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/content\/images\/20230905\/20230907-Home-Size-Smaller-than-Pre-Pandemic.png?ssl=1\"><\/a>This graph also <a href=\"https:\/\/www.realtor.com\/research\/data\/\" rel=\"noopener noreferrer\" target=\"_blank\">shows<\/a> how the size of homes on the market changes seasonally. Larger homes tend to come on the market during the summer months when households with children who are out of school are looking to move.<\/p>\n<p>That seasonality means, based on historical trends and the fact that fall is now approaching, we can expect smaller, more affordable homes to come to the market throughout the rest of the year.<\/p>\n<p>That\u2019s great news because, as Robert Dietz, Chief Economist at the <em>National Association of Home Builders<\/em> (NAHB), <a href=\"https:\/\/eyeonhousing.org\/2023\/08\/single-family-home-size-moves-lower-to-more-than-a-decade-low\/\" rel=\"noopener noreferrer\" target=\"_blank\">states<\/a>, the need for these types of homes has gone up recently:<\/p>\n<blockquote><p><em>\u201c. . . as interest rates increased in 2022, and housing affordability worsened, <\/em><strong><em>the demand for home size has trended lower<\/em><\/strong><em>.\u201d<\/em><\/p><\/blockquote>\n<h4><strong>What Does This Mean for You?<\/strong><\/h4>\n<p>The seasonal trend of smaller homes coming to the market in the later months of the year, coupled with builders <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/08\/17\/people-want-less-expensive-homes-and-builders-are-responding\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">bringing<\/a> smaller, more affordable newly built homes to the market right now, is good news \u2013 especially if you\u2019re finding it difficult to afford a home. Mikaela Arroyo, Director of the <em>New Home Trends Institute<\/em> at <em>John Burns Real Estate Consulting<\/em>, <a href=\"https:\/\/www.marketwatch.com\/story\/the-shrinking-american-home-as-demand-rises-builders-go-smaller-ed2a327c\" rel=\"noopener noreferrer\" target=\"_blank\">says<\/a> this about a potential increase in the availability of smaller homes:<\/p>\n<blockquote><p><em>\u201cIt\u2019s not solving the affordability crisis, but <\/em><strong><em>it is creating opportunities for people to be able to afford an entry-level home<\/em><\/strong><em> in an area.\u201d<\/em><\/p><\/blockquote>\n<h3>Bottom Line<\/h3>\n<p>&nbsp;If a smaller, more affordable home sounds appealing to you, good news \u2013 they\u2019re coming. To keep up with what\u2019s available in your area, connect with a local real estate agent.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? If so, here\u2019s some good news \u2013 based on what Ali Wolf, Chief Economist at Zonda, has to say \u2013 smaller, more affordable homes are on the way: \u201cBuyers should expect that over the next 12 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5107,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-5106","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Get Ready for Smaller, More Affordable Homes&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/get-ready-for-smaller-more-affordable-homes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get Ready for Smaller, More Affordable Homes&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? 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