{"id":5226,"date":"2023-11-30T10:00:00","date_gmt":"2023-11-30T16:00:00","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/is-owning-a-home-still-the-american-dream-for-younger-buyers\/"},"modified":"2024-01-18T20:55:56","modified_gmt":"2024-01-19T02:55:56","slug":"is-owning-a-home-still-the-american-dream-for-younger-buyers","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/is-owning-a-home-still-the-american-dream-for-younger-buyers\/","title":{"rendered":"Is Owning a Home Still the American Dream for Younger Buyers?"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231127\/20231130-Is-Owning-a-Home-Still-the-American-Dream-for-Younger-buyers.png?w=358&#038;ssl=1\" alt=\"Is Owning a Home Still the American Dream for Younger Buyers? Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear: both;max-width: 100%\" \/><\/p>\n<p>Everyone has their own idea of the American Dream, and it&#8217;s different for each person. But, in a recent <a href=\"https:\/\/www.bankrate.com\/mortgages\/homeownership-remains-centerpiece-of-american-dream\/#faq\" rel=\"noopener noreferrer\" target=\"_blank\">survey<\/a> by <em>Bankrate<\/em>, people were asked about the achievements they believe represent the American Dream the most. The answers show that owning a home still claims the #1 spot for many Americans today (<em>see graph below<\/em>):<\/p>\n<p>&nbsp;<a href=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231127\/20231130-Homeownership-Remains-the-1-feature-of-the-american-dream.png?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231127\/20231130-Homeownership-Remains-the-1-feature-of-the-american-dream.png?ssl=1\"><\/a><\/p>\n<p><\/p>\n<p>In fact, according to the graph, owning a home is more important to people than retiring, having a successful career, or even getting a college degree. But is the dream of homeownership still alive for younger generations?<\/p>\n<p>A recent <a href=\"http:\/\/www.1000wattinside.com\/\" rel=\"noopener noreferrer\" target=\"_blank\">survey<\/a> by <em>1000watt <\/em>dives into how the two generations many people believed would be the renter generations (Gen Z and millennials) feel about homeownership. Specifically, it asks if they want to buy a home in the future. The resounding answer is yes (<em>see graph below<\/em>):<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231127\/20231130-Gen-Z-and-millenials-do-you-want-to-buy-a-home-at-some-point-in-the-future.png?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231127\/20231130-Gen-Z-and-millenials-do-you-want-to-buy-a-home-at-some-point-in-the-future.png?ssl=1\"><\/a><\/p>\n<p><\/p>\n<p>While there are plenty of reasons why someone might prefer <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/23\/why-homeowners-are-thankful-they-own\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">homeownership<\/a> to renting, the same <em>1000watt<\/em> survey shows, that for 63% of <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/26\/affordable-homeownership-strategies-for-gen-z\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">Gen Z<\/a> and millennials, it\u2019s that your place doesn\u2019t feel like \u201chome\u201d unless you own it \u2013 maybe you feel the same way.<\/p>\n<p>That emotional draw is further emphasized when you look at the reasons why Gen Z and millennials want to become homeowners. For all the <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/07\/homeowner-net-worth-has-skyrocketed\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">financial benefits<\/a> homeownership provides, in most cases it\u2019s about the lifestyle or <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/24\/why-homeowners-feel-thankful-for-their-homes-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">emotional benefits<\/a> (<em>see graph below<\/em>):<\/p>\n<p>&nbsp;<a href=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231127\/20231130-Whats-the-primary-reason-you-want-to-own-a-home.png?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231127\/20231130-Whats-the-primary-reason-you-want-to-own-a-home.png?ssl=1\"><\/a><\/p>\n<p><\/p>\n<h4><strong>What Does This Mean for You?<\/strong><\/h4>\n<p>If you\u2019re a part of Gen Z or are a millennial and you\u2019re ready, willing, and able to <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/08\/thinking-about-using-your-401k-to-buy-a-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">buy a home<\/a>, you\u2019ll want a great real estate agent by your side. Their experience and expertise in the local housing market will help you overcome today\u2019s high <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/16\/are-higher-mortgage-rates-here-to-stay\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">mortgage rates<\/a>, <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/21\/are-there-actually-more-homes-for-sale-right-now\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">low inventory<\/a>, and rising <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/22\/home-prices-still-growing-just-at-a-more-normal-pace\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">home prices<\/a> to find your first home and turn your dream into a reality.<\/p>\n<p><strong>Working with a local real estate agent to find your dream home is the key to unlocking the American Dream.<\/strong><\/p>\n<h3>Bottom Line<\/h3>\n<p>Buying a home<span style=\"color: black\"> is a big, important decision that represents the heart of the American Dream. If you want to accomplish your goal, begin by talking to a local <\/span>real estate expert<span style=\"color: black\"> to start the process today.<\/span><\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone has their own idea of the American Dream, and it&#8217;s different for each person. But, in a recent survey by Bankrate, people were asked about the achievements they believe represent the American Dream the most. The answers show that owning a home still claims the #1 spot for many Americans today (see graph below): [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5227,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-5226","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Is Owning a Home Still the American Dream for Younger Buyers?&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/is-owning-a-home-still-the-american-dream-for-younger-buyers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is Owning a Home Still the American Dream for Younger Buyers?&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"Everyone has their own idea of the American Dream, and it&#8217;s different for each person. 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