{"id":5264,"date":"2023-12-27T05:30:00","date_gmt":"2023-12-27T11:30:00","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/retiring-soon-why-moving-might-be-the-perfect-next-step\/"},"modified":"2023-12-27T05:30:00","modified_gmt":"2023-12-27T11:30:00","slug":"retiring-soon-why-moving-might-be-the-perfect-next-step","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/retiring-soon-why-moving-might-be-the-perfect-next-step\/","title":{"rendered":"Retiring Soon? Why Moving Might Be the Perfect Next Step"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231220\/20231227-Retiring-Soon-Why-Moving-Might-Be-the-Perfect-Next-Step.png?w=358&#038;ssl=1\" alt=\"Retiring Soon? Why Moving Might Be the Perfect Next Step Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear: both;max-width: 100%\" \/><\/p>\n<p>If you\u2019re thinking about retirement or have already retired this year, it\u2019s a good time to consider if your current house is still a good fit for the next chapter in your life.<\/p>\n<p>Fortunately, you may be in a better position to <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/05\/when-you-sell-your-house-where-do-you-plan-to-go\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">make a move<\/a> than you realize. Here are a few things to think about as you decide whether or not to sell and make a move.<\/p>\n<h4><strong>How Long You\u2019ve Been in Your Home<\/strong><\/h4>\n<p>From 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the <em>National Association of Realtors<\/em> (NAR), that number is <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">rising<\/a> today, meaning many homeowners are living in their houses even longer (<em>see graph below<\/em>):<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231220\/20231227-Homeowners-Are-Living-In-Their-Homes-Longer-In-Recent-Years.png?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231220\/20231227-Homeowners-Are-Living-In-Their-Homes-Longer-In-Recent-Years.png?ssl=1\"><\/a><\/p>\n<p><\/p>\n<p>When you live in a home for a significant period of time, it\u2019s natural for you to experience a number of changes in your life while you\u2019re in that house. As those <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/13\/life-changing-events-that-move-the-housing-market\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">life changes<\/a> and milestones happen, your needs may change. And if your current home no longer meets them, you may have better options waiting for you.<\/p>\n<h4><strong>How Much Equity You\u2019ve Gained<\/strong><\/h4>\n<p>Additionally, if you\u2019ve been in your house for more than a few years, you\u2019ve likely built-up significant equity that can fuel your next move. That\u2019s because the longer you\u2019ve been in your house, the more likely it\u2019s grown in value due to <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/04\/experts-project-home-prices-will-rise-over-the-next-5-years\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">home price appreciation<\/a>. Data from the <em>Federal Housing Finance Agency<\/em> (FHFA) <a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/House-Price-Index-(HPI).aspx\" rel=\"noopener noreferrer\" target=\"_blank\">illustrates<\/a> that point (<em>see graph below<\/em>):<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231220\/20231227-How-Home-Prices-Have-Grown-over-Time.png?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231220\/20231227-How-Home-Prices-Have-Grown-over-Time.png?ssl=1\"><\/a><\/p>\n<p><\/p>\n<p>While home price growth varies by state and local area, the national average shows the typical homeowner who\u2019s been in their house for five years saw it increase in value by nearly 60%. And the average homeowner who\u2019s owned their home since 1991 saw it more than triple in value over that time.<\/p>\n<h4><strong>Consider Your Retirement Goals<\/strong><\/h4>\n<p>Whether you&#8217;re looking to downsize, relocate to a dream destination, or simply be closer to loved ones, your home equity can be a key to realizing your homeownership goals. <em>NAR<\/em> <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">shares<\/a> that for recent home sellers, the primary reason to move was to be closer to loved ones.<\/p>\n<p>Whatever your home goals are, a trusted <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/07\/why-you-need-to-use-a-real-estate-agent-when-you-buy-a-home\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">real estate agent<\/a> can work with you to find the best option. They\u2019ll help you <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/18\/what-are-the-real-reasons-you-want-to-move-right-now\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">sell<\/a> your current house and <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/08\/your-homebuying-adventure-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">guide you<\/a> through buying the home that\u2019s right for your lifestyle today.<\/p>\n<h3>Bottom Line<\/h3>\n<p>Retirement can bring about major changes in your life, including what you need from your home. Connect with a local real estate agent to explore the available homes in your area.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re thinking about retirement or have already retired this year, it\u2019s a good time to consider if your current house is still a good fit for the next chapter in your life. Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5265,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-5264","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retiring Soon? 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