{"id":5679,"date":"2024-01-30T05:30:00","date_gmt":"2024-01-30T11:30:00","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/"},"modified":"2024-01-30T05:30:00","modified_gmt":"2024-01-30T11:30:00","slug":"2-of-the-factors-that-impact-mortgage-rates","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/","title":{"rendered":"2 of the Factors That Impact Mortgage Rates"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240129\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?w=358&#038;ssl=1\" alt=\"2 of the Factors That Impact Mortgage Rates Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear: both;max-width: 100%\" \/><\/p>\n<p>If you\u2019re looking to <a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/01\/18\/3-key-factors-affecting-home-affordability\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">buy a home<\/a>, you\u2019ve probably been paying close attention to <a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/01\/08\/what-lower-mortgage-rates-mean-for-your-purchasing-power\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">mortgage rates<\/a>. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why?<\/p>\n<p>The answer is complicated because there\u2019s a lot that can influence mortgage rates. Here are just a few of the most impactful factors at play.<\/p>\n<h4><strong>Inflation and the Federal Reserve<\/strong><\/h4>\n<p>The <em>Federal Reserve<\/em> (Fed) doesn\u2019t directly determine mortgage rates. But the Fed does move the Federal Funds Rate up or down in response to what\u2019s happening with inflation, the economy, employment rates, and more. As that happens, mortgage rates tend to respond. <em>Business Insider <\/em><a href=\"https:\/\/www.businessinsider.com\/personal-finance\/how-does-fed-impact-mortgage-rates\" rel=\"noopener noreferrer\" target=\"_blank\">explains<\/a>:<\/p>\n<blockquote><p><em>\u201c<\/em><strong><em>The Federal Reserve slows inflation by raising the federal funds rate, which can indirectly impact mortgages.<\/em><\/strong><em> High inflation and investor expectations of more Fed rate hikes can push mortgage rates up. If investors believe the Fed may cut rates and inflation is decelerating, mortgage rates will typically trend down.\u201d<\/em><\/p><\/blockquote>\n<p>Over the last couple of years, the Fed raised the Federal Fund Rate to try to fight inflation and, as that happened, mortgage rates jumped up, too. Fortunately, the expert outlook for inflation and mortgage rates is that both should become more favorable over the course of the year. As Danielle Hale, Chief Economist at <em>Realtor.com<\/em>, <a href=\"https:\/\/www.forbes.com\/advisor\/mortgages\/mortgage-interest-rates-forecast\/\" rel=\"noopener noreferrer\" target=\"_blank\">says<\/a>:<\/p>\n<blockquote><p><em>\u201c[M]ortgage rates will continue to ease in 2024 as inflation improves . . .\u201d<\/em><\/p><\/blockquote>\n<p>There\u2019s even talk the Fed may actually cut the Fed Funds Rate this year because inflation is cooling, even though it\u2019s not yet back to their ideal target.<\/p>\n<h4><strong>The 10-Year Treasury Yield <\/strong><\/h4>\n<p>Additionally, mortgage companies look at the 10-Year Treasury Yield to decide how much interest to charge on home loans. If the <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/07\/19\/explaining-todays-mortgage-rates\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">yield goes up<\/a>, mortgage rates usually go up, too. The opposite is also true. <a href=\"https:\/\/www.investopedia.com\/mortgage\/mortgage-rates\/factors-affect-mortgage-rates\/\" rel=\"noopener noreferrer\" target=\"_blank\">According<\/a> to <em>Investopedia<\/em>:<\/p>\n<blockquote><p><em>\u201cOne frequently used government bond benchmark to which mortgage lenders often peg their interest rates is the 10-year Treasury bond yield.\u201d<\/em><\/p><\/blockquote>\n<p>Historically, the spread between the 10-Year Treasury Yield and the 30-year fixed mortgage rate has been fairly consistent, but that\u2019s not the case recently. That means, there\u2019s room for mortgage rates to come down. So, keeping an eye on which way the treasury yield is trending can give experts an idea of where mortgage rates may head next.<\/p>\n<h3>Bottom Line<\/h3>\n<p>With the Fed meeting later this week, experts in the industry will be keeping a close watch to see what they decide and what impact it\u2019ll have on the economy. To navigate any mortgage rate changes and their impact on your <a href=\"\/2024\/01\/05\/achieving-your-homebuying-dreams-in-2024-infographic\/\" rel=\"noopener noreferrer\" target=\"_blank\">moving plans<\/a>, it\u2019s best to have a team of professionals on your side.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re looking to buy a home, you\u2019ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is complicated because there\u2019s a lot that can influence mortgage rates. Here are just [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5680,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-5679","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2 of the Factors That Impact Mortgage Rates&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2 of the Factors That Impact Mortgage Rates&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re looking to buy a home, you\u2019ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is complicated because there\u2019s a lot that can influence mortgage rates. Here are just [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/\" \/>\n<meta property=\"og:site_name\" content=\"NWI Loan Guy Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-30T11:30:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240129\/20240130-2-of-the-factors-that-impact-mortgage-rates.png\" \/>\n<meta name=\"author\" content=\"Scott\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Scott\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/\"},\"author\":{\"name\":\"Scott\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"headline\":\"2 of the Factors That Impact Mortgage Rates\",\"datePublished\":\"2024-01-30T11:30:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/\"},\"wordCount\":458,\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1\",\"keywords\":[\"100% financing\"],\"articleSection\":[\"Local Info\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/\",\"name\":\"2 of the Factors That Impact Mortgage Rates&#8212;NWI Loan Guy Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1\",\"datePublished\":\"2024-01-30T11:30:00+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1\",\"width\":750,\"height\":410},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/2-of-the-factors-that-impact-mortgage-rates\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"2 of the Factors That Impact Mortgage Rates\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\",\"name\":\"NWI Loan Guy Blog\",\"description\":\"Home Loans and Mortgage Refinances in Indiana and Illinois\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\",\"name\":\"Scott\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"caption\":\"Scott\"},\"sameAs\":[\"http:\\\/\\\/www.nwiloanguy.com\",\"https:\\\/\\\/www.facebook.com\\\/NWIHomeLoans\",\"https:\\\/\\\/x.com\\\/loan_guy\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"2 of the Factors That Impact Mortgage Rates&#8212;NWI Loan Guy Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/","og_locale":"en_US","og_type":"article","og_title":"2 of the Factors That Impact Mortgage Rates&#8212;NWI Loan Guy Blog","og_description":"If you\u2019re looking to buy a home, you\u2019ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is complicated because there\u2019s a lot that can influence mortgage rates. Here are just [&hellip;]","og_url":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/","og_site_name":"NWI Loan Guy Blog","article_publisher":"https:\/\/www.facebook.com\/NWIHomeLoans","article_author":"https:\/\/www.facebook.com\/NWIHomeLoans","article_published_time":"2024-01-30T11:30:00+00:00","og_image":[{"url":"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240129\/20240130-2-of-the-factors-that-impact-mortgage-rates.png","type":"","width":"","height":""}],"author":"Scott","twitter_misc":{"Written by":"Scott","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/#article","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/"},"author":{"name":"Scott","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"headline":"2 of the Factors That Impact Mortgage Rates","datePublished":"2024-01-30T11:30:00+00:00","mainEntityOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/"},"wordCount":458,"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/01\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1","keywords":["100% financing"],"articleSection":["Local Info"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/","url":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/","name":"2 of the Factors That Impact Mortgage Rates&#8212;NWI Loan Guy Blog","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/#primaryimage"},"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/01\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1","datePublished":"2024-01-30T11:30:00+00:00","author":{"@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"breadcrumb":{"@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/#primaryimage","url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/01\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1","contentUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/01\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1","width":750,"height":410},{"@type":"BreadcrumbList","@id":"https:\/\/nwiloanguy.com\/blog\/2-of-the-factors-that-impact-mortgage-rates\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nwiloanguy.com\/blog\/"},{"@type":"ListItem","position":2,"name":"2 of the Factors That Impact Mortgage Rates"}]},{"@type":"WebSite","@id":"https:\/\/nwiloanguy.com\/blog\/#website","url":"https:\/\/nwiloanguy.com\/blog\/","name":"NWI Loan Guy Blog","description":"Home Loans and Mortgage Refinances in Indiana and Illinois","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nwiloanguy.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e","name":"Scott","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","caption":"Scott"},"sameAs":["http:\/\/www.nwiloanguy.com","https:\/\/www.facebook.com\/NWIHomeLoans","https:\/\/x.com\/loan_guy"]}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/01\/20240130-2-of-the-factors-that-impact-mortgage-rates.png?fit=750%2C410&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p65HxI-1tB","jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/5679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/comments?post=5679"}],"version-history":[{"count":0,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/5679\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media\/5680"}],"wp:attachment":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media?parent=5679"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/categories?post=5679"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/tags?post=5679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}