{"id":5873,"date":"2024-06-12T05:30:00","date_gmt":"2024-06-12T10:30:00","guid":{"rendered":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/"},"modified":"2024-06-12T05:30:00","modified_gmt":"2024-06-12T10:30:00","slug":"home-prices-arent-declining-but-headlines-might-make-you-think-they-are","status":"publish","type":"post","link":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/","title":{"rendered":"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240610\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?ssl=1\" alt=\"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are Simplifying The Market\" loading=\"lazy\" style=\"margin-bottom: 5px;clear: both;max-width: 100%\" \/><\/p>\n<p>If you\u2019ve seen the news lately about home sellers slashing prices, it\u2019s a great example of how headlines do more to terrify than clarify. Here\u2019s what\u2019s really happening with prices.<\/p>\n<p>The bottom line is <a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/05\/13\/home-prices-are-climbing-in-these-top-cities\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">home prices<\/a> are higher than they were a year ago at this time, and they\u2019re expected to keep rising, just at a slower pace.<\/p>\n<p>But a recent article from <em>Redfin <\/em>notes,<\/p>\n<blockquote><p><em>\u201cPrice Drops Hit Highest Level in 18 Months As High Rates Dampen Buyer Demand.\u201d <\/em><\/p><\/blockquote>\n<p>And that might make you think prices are declining.<\/p>\n<p><span>Now, while it\u2019s true the latest report from <\/span><em>Realtor.com<\/em><span> also shows <\/span><a href=\"https:\/\/www.realtor.com\/research\/may-2024-data\/\" rel=\"noopener noreferrer\" target=\"_blank\">16.6%<\/a><span> of homes on the market had price reductions in May, which is up from 12.7% last May, that doesn\u2019t mean overall home prices are falling. <\/span><\/p>\n<p><strong>The key is knowing the difference between the asking price and the sold price. <\/strong><\/p>\n<h4><strong>Understanding Asking Price vs. Sold Price<\/strong><\/h4>\n<p>In essence, the asking price, also known as a listing price, is the amount a seller hopes to get for their home when they list it. In reality, sellers can\u2019t just put any <a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/05\/24\/your-agent-is-the-key-to-pricing-your-house-right-infographic\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">price tag<\/a> on their house and expect it to sell for top dollar. Today\u2019s buyers are savvy customers, and when they aren\u2019t willing to pay a premium for a home because their budgets are strained by higher <a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/05\/02\/what-is-going-on-with-mortgage-rates\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">mortgage rates<\/a>, sellers need to adjust. And that\u2019s what\u2019s happening right now.<\/p>\n<p>Based on market factors and what offers that seller receives, that asking price can change. If a seller isn\u2019t getting much foot traffic, you may see them revise the price and make an adjustment to reignite interest in the home \u2013 and sometimes that\u2019s because they\u2019ve <a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/04\/02\/why-overpricing-your-house-can-cost-you\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">overpriced it<\/a> from the start. That\u2019s where price reductions come in, and when you see <em>\u201cprice drops\u201d <\/em>in a headline, it sounds like declining home prices.<\/p>\n<p>Mike Simonsen, CEO and Founder of <em>Altos Research<\/em>, <a href=\"https:\/\/www.housingwire.com\/articles\/unsold-inventory-is-rising-across-the-country\/#:~:text=Today%2C%2034.8%25%20of%20homes%20on,each%20week%20than%20last%20year.\" rel=\"noopener noreferrer\" target=\"_blank\">says<\/a>:<\/p>\n<blockquote><p><em>\u201cNot only is the share of homes with price cuts elevated compared to one year ago, but more price cuts are happening each week than last year.\u201d<\/em><\/p><\/blockquote>\n<p>On the other hand, the final sold price is the amount a buyer actually pays when the transaction is complete.<\/p>\n<p><strong>Here\u2019s the most important thing to note<\/strong>: <strong>Actual sold prices are <\/strong><a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/04\/22\/what-you-really-need-to-know-about-home-prices-1\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>still rising<\/strong><\/a><strong>, and they\u2019re expected to continue to do so at least over the <\/strong><a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/05\/20\/whats-next-for-home-prices-and-mortgage-rates\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>next 5 years<\/strong><\/a><strong>.<\/strong><\/p>\n<h4><strong>What Does This Mean for Home Prices?<\/strong><\/h4>\n<p><strong>So, while there&#8217;s been an increase in price reductions recently, this doesn&#8217;t mean overall home values are declining.<\/strong> Instead, it\u2019s a sign that demand is moderating. And, as a result, sellers are adjusting their expectations to align with today&#8217;s market reality.<\/p>\n<p>Even with more price reductions, home values are still growing on an annual basis, as they do nearly <a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/03\/13\/your-home-is-a-powerful-investment\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">every year<\/a> in the housing market. According to the <em>Federal Housing Finance Agency<\/em> (FHFA), home prices went up <a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/House-Price-Index-(HPI).aspx\" rel=\"noopener noreferrer\" target=\"_blank\">6.6%<\/a> over the last year (<em>see below<\/em>):<a href=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240610\/20240612-Percent-Change-in-Home-Prices-original.png?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240610\/20240612-Percent-Change-in-Home-Prices-original.png?ssl=1\" alt=\"No Caption Received\"><\/a><\/p>\n<p><\/p>\n<p>This map shows how prices rose just about everywhere in the country, indicating the market is not in decline.<\/p>\n<p>So, while seller price reductions are often a leading indicator that prices may moderate in the months ahead, which experts have been saying for a while is expected to happen, they aren\u2019t necessarily reason for alarm. The same article from <em>Redfin <\/em>also states:<\/p>\n<blockquote><p><em style=\"color: black\">\u201c. . .those metrics suggest sale-price growth could soften in the coming months as persistently high mortgage rates turn off homebuyers. For now, the median-home sale price is up 4.3% year over year to another record high. . .\u201d<\/em><\/p><\/blockquote>\n<p><span>And with <\/span><a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/05\/16\/the-number-of-homes-for-sale-is-increasing\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">inventory<\/a><span> as tight as it is today, <\/span><a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/22\/home-prices-still-growing-just-at-a-more-normal-pace\/?a=375140-ca8522ad04357da9549c08492a932f70\" rel=\"noopener noreferrer\" target=\"_blank\">price moderation<\/a><span> is much more likely in upcoming months than price declines. <\/span><\/p>\n<h4><strong>Why This Is Good News for Buyers and Sellers<\/strong><\/h4>\n<p>For buyers, more realistic asking prices mean a better chance of securing a home at a fair price. It also means you can enter the market with more confidence, knowing prices are stabilizing rather than continuing to skyrocket.<\/p>\n<p>For sellers, understanding the need to adjust your asking price can lead to faster sales and fewer price negotiations. Setting a realistic price from the start can attract more serious buyers and lead to smoother transactions.<\/p>\n<h3>Bottom Line<\/h3>\n<p>While the uptick in price reductions might seem troubling, it\u2019s not a cause for concern. It reflects a market adjusting to new conditions. Home prices are continuing to grow, just at a more moderate pace.<\/p>\n<p>Source: New feed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve seen the news lately about home sellers slashing prices, it\u2019s a great example of how headlines do more to terrify than clarify. Here\u2019s what\u2019s really happening with prices. The bottom line is home prices are higher than they were a year ago at this time, and they\u2019re expected to keep rising, just at [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5874,"comment_status":"false","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_10157519356927224_105287467588662":"","twitter_15771620_15771620":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[54],"class_list":{"0":"post-5873","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-local-info","8":"tag-100-financing","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are&#8212;NWI Loan Guy Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are&#8212;NWI Loan Guy Blog\" \/>\n<meta property=\"og:description\" content=\"If you\u2019ve seen the news lately about home sellers slashing prices, it\u2019s a great example of how headlines do more to terrify than clarify. Here\u2019s what\u2019s really happening with prices. The bottom line is home prices are higher than they were a year ago at this time, and they\u2019re expected to keep rising, just at [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/\" \/>\n<meta property=\"og:site_name\" content=\"NWI Loan Guy Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/NWIHomeLoans\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-12T10:30:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240610\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png\" \/>\n<meta name=\"author\" content=\"Scott\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Scott\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/\"},\"author\":{\"name\":\"Scott\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"headline\":\"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are\",\"datePublished\":\"2024-06-12T10:30:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/\"},\"wordCount\":746,\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1\",\"keywords\":[\"100% financing\"],\"articleSection\":[\"Local Info\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/\",\"name\":\"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are&#8212;NWI Loan Guy Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1\",\"datePublished\":\"2024-06-12T10:30:00+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/nwiloanguy.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1\",\"width\":750,\"height\":410},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/\",\"name\":\"NWI Loan Guy Blog\",\"description\":\"Home Loans and Mortgage Refinances in Indiana and Illinois\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nwiloanguy.com\\\/blog\\\/#\\\/schema\\\/person\\\/a2840f8950fa5f9de1d1db60cab8be1e\",\"name\":\"Scott\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g\",\"caption\":\"Scott\"},\"sameAs\":[\"http:\\\/\\\/www.nwiloanguy.com\",\"https:\\\/\\\/www.facebook.com\\\/NWIHomeLoans\",\"https:\\\/\\\/x.com\\\/loan_guy\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are&#8212;NWI Loan Guy Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/","og_locale":"en_US","og_type":"article","og_title":"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are&#8212;NWI Loan Guy Blog","og_description":"If you\u2019ve seen the news lately about home sellers slashing prices, it\u2019s a great example of how headlines do more to terrify than clarify. Here\u2019s what\u2019s really happening with prices. The bottom line is home prices are higher than they were a year ago at this time, and they\u2019re expected to keep rising, just at [&hellip;]","og_url":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/","og_site_name":"NWI Loan Guy Blog","article_publisher":"https:\/\/www.facebook.com\/NWIHomeLoans","article_author":"https:\/\/www.facebook.com\/NWIHomeLoans","article_published_time":"2024-06-12T10:30:00+00:00","og_image":[{"url":"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240610\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png","type":"","width":"","height":""}],"author":"Scott","twitter_misc":{"Written by":"Scott","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/#article","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/"},"author":{"name":"Scott","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"headline":"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are","datePublished":"2024-06-12T10:30:00+00:00","mainEntityOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/"},"wordCount":746,"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/06\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1","keywords":["100% financing"],"articleSection":["Local Info"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/","url":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/","name":"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are&#8212;NWI Loan Guy Blog","isPartOf":{"@id":"https:\/\/nwiloanguy.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/#primaryimage"},"image":{"@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/06\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1","datePublished":"2024-06-12T10:30:00+00:00","author":{"@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e"},"breadcrumb":{"@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/#primaryimage","url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/06\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1","contentUrl":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/06\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1","width":750,"height":410},{"@type":"BreadcrumbList","@id":"https:\/\/nwiloanguy.com\/blog\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nwiloanguy.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Home Prices Aren\u2019t Declining, But Headlines Might Make You Think They Are"}]},{"@type":"WebSite","@id":"https:\/\/nwiloanguy.com\/blog\/#website","url":"https:\/\/nwiloanguy.com\/blog\/","name":"NWI Loan Guy Blog","description":"Home Loans and Mortgage Refinances in Indiana and Illinois","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nwiloanguy.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/nwiloanguy.com\/blog\/#\/schema\/person\/a2840f8950fa5f9de1d1db60cab8be1e","name":"Scott","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7070c0e7f57008527a09dbef24de155ba16daedbf61748d3598995b65c3c0ce5?s=96&d=mm&r=g","caption":"Scott"},"sameAs":["http:\/\/www.nwiloanguy.com","https:\/\/www.facebook.com\/NWIHomeLoans","https:\/\/x.com\/loan_guy"]}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/nwiloanguy.com\/blog\/wp-content\/uploads\/2024\/06\/20240612-Home-Prices-Aren-t-Declining-But-Headlines-Might-Make-You-Think-They-Are-original.png?fit=750%2C410&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p65HxI-1wJ","jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/5873","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/comments?post=5873"}],"version-history":[{"count":0,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/posts\/5873\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media\/5874"}],"wp:attachment":[{"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/media?parent=5873"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/categories?post=5873"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nwiloanguy.com\/blog\/wp-json\/wp\/v2\/tags?post=5873"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}