From Lake Michigan to the Ohio River and everywhere in between, Indiana offers a diverse landscape of areas to call home. Whether you like living in the city or prefer the suburbs, or you are looking for lakefront property to rest and relax or country living to farm or raise livestock, Indiana offers it all in an affordable package that you can call Home!
How do we know what is the best type of financing for our particular family’s situation? The best way for your to determine which program would best suit your family’s needs is to sit down with me and I’ll explain all of your financing options. Things to consider include family size, how long you plan to stay in the home, current and projected income and debts, credit history and cash available to close. We are uniquely positioned to have almost all financing options available to us that anyone could want and/or require.
Can the seller pay for my down payment? No. However, the down payment can be a gift from a relative or non-profit organization such as a local or state grant. The seller can pay for the borrower’s closing costs if negotiated.
What if I have no money at all? There are programs that offer a no down payment option and, in conjunction with seller contributions, you may be able to get the costs for your appraisal and your earnest money deposit back. The goal is to get you into the right program that allows you to receive cash back at closing, as not all of them do.
How do we get prequalified for our first home? By answering the questions in my online application section or phone consultation with me. Both can give you a ballpark idea of what price range you can afford. The next step is to get preapproved so that the money you need is already committed to you; this gives you the strength of a cash buyer.
If you are ready, you can contact me at 219-695-0369 or email firstname.lastname@example.org. You may also click on the “Apply Now” link to the right.